327 Cedar St, Emerald Isle, NC 28594 Property Records

Carteret County property record for 327 Cedar St, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1995
Lot Size	0.227 acres (9,888 sqft)
Owner	Trust Name on Record
Tax Bill	$1,443 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`5394.17.10.5166000`

Property Details

APN / Parcel Number

Primary APN	`5394.17.10.5166000`
Alternative APNs	`553786` `47932`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,372 sqft Heated Area
Gross Area	1,640 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	132 ft deep x 75 ft wide
Porch	Slab
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	47932
Street Address	327 CEDAR ST
City	EMERALD ISLE
State	NC
Zip	28594-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L15 BD OCEAN FOREST
Legal Subdivision	OCEAN FOREST S/D
Legal Block	10
Legal Lot Number	15
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1004
Census Tract	970904

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	327 CEDAR ST, EMERALD ISLE, NC 28594-2804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 25, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 22, 2022
Transfer Doc	0017580155
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTERET NC
Recording Date	Feb 25, 2022
Property Address	327 CEDAR ST, EMERALD ISLE, NC 28594-2804
Document Number	0017580155
Book / Page	1758 / 155
Map Reference	MB 5 PG 3
Instrument Date	Feb 22, 2022
Instrument	1758155
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 CEDAR ST, EMERALD ISLE, NC 28594-2804

Mortgage

Document Number	0001758156
Date	Feb 25, 2022
Instrument	1758-156

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTERET NC
Recording Date	Feb 25, 2022
Property Address	327 CEDAR ST, EMERALD ISLE, NC 28594-2804
Document Number	0017580184
Book / Page	1758 / 184
Map Reference	MB 5 PG 3
Instrument Date	Feb 22, 2022
Instrument	1758184
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	327 CEDAR ST, EMERALD ISLE, NC 28594-2804

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$612,511 (-) Land $261,187 Building $351,324	$612,511 (-) Land $261,187 Building $351,324
2025	$1,443.00 (+52.05%)	$612,511 (+121.94%) Land $261,187 Building $351,324	$612,511 (+121.94%) Land $261,187 Building $351,324
2023		$275,980 Land $134,895 Building $141,085	$275,980 Land $134,895 Building $141,085
2022	$949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	21 (1996–2018)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Ophelia, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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