329 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 329 4th St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,266 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Oct 2025)
Tax Bill	$3,604 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Feb 2019 Sale & Mortgage
APN	`381700 112.21-3-2`

Property Details

APN / Parcel Number

Primary APN	`381700 112.21-3-2`
Alternative APN	`1100700`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,266 sqft Total Area
1st Floor Area	1,133 sqft
2nd Floor Area	1,133 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	798 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1100700
Street Address	329 4TH ST
City	TROY
State	NY
Zip	12180-4604
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU1
Legal Description	2 STY BR HSE & BR GAR 77-16/93
Legal Block	3
Legal Lot Number	2.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3005
Census Tract	40900

Owner

329 4th St, a duplex, is owned by two individuals who bought it in October 2025.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	160 MIDDLEBURGH ST, 2, TROY, NY 12180-1409
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Warranty Deed, Transfer PREMIUM MORTGAGE CO
Feb 25, 2019	Warranty Deed, Transfer · Conventional Mortgage SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on File
Deed Sale	Oct 14, 2025 · Amount on File
Prior Sale	Feb 25, 2019 · Amount on File
Deed Document Number	2025662426
Deed Book / Page	11088 / 223
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 14, 2025
Property Address	329 4TH ST, TROY, NY 12180-4604
Document Number	0110880223
Book / Page	11088 / 223
Instrument Date	Aug 7, 2025
Instrument	2025-662426
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	160 MIDDLEBURGH ST # 2, 2, TROY, NY 12180-1409

Mortgage

Document Number	2025662427
Date	Oct 14, 2025
Instrument	2025-662427

Lender

Name	PREMIUM MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 25, 2019
Property Address	329 4TH ST, TROY, NY 12180-4604
Document Number	0000547527
Book / Page	008764 / 000250
Instrument Date	Feb 1, 2019
Instrument	547527
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	201 RIVER ST #65 TROY NY 121803844, 65, TROY, NY 12180-3844

Mortgage

Document Number	547528
Date	Feb 25, 2019
Book Page	008764/000254
Instrument	547528

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 24, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 329 4th St was $3,604, down 22.1% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,604.00 (-22.06%)
2025	$4,624.00	$99,000 (-) Land $8,800 Building $90,200	$169,500 (+11.29%) Land $15,067 Building $154,433
2024		$99,000 (-) Land $8,800 Building $90,200	$152,300 (+7.71%) Land $13,538 Building $138,762
2023		$99,000 (-) Land $8,800 Building $90,200	$141,400 (+8.55%) Land $12,569 Building $128,831
2022	$4,485.00	$99,000 Land $8,800 Building $90,200	$130,263 Land $11,579 Building $118,684

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 329 4th St; there have been 42 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	42 (1979–2019)
Claims Outside the SFHA	1 of 42
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 329 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

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