327 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 327 4th St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,720 sqft · built 1909
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$215,000 (Feb 2026)
Tax Bill	$7,288 (2026)
Deeds & Mortgages	May 2026 Mortgage Feb 2026 Sale & Mortgage
APN	`381700 101.77-12-8`

Property Details

APN / Parcel Number

Primary APN	`381700 101.77-12-8`
Alternative APN	`1100690`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,720 sqft Total Area
1st Floor Area	1,360 sqft
2nd Floor Area	1,360 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	440 sqft
Porch	Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Electric
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1100690
Street Address	327 4TH ST
City	TROY
State	NY
Zip	12180-4604
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU1
Legal Description	2 STY BR HSE 77-17-/91
Legal Block	12
Legal Lot Number	8.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3005
Census Tract	40900

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	75 EUCLID AVE, ALBANY, NY 12203-1811
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust · Commercial Mortgage DEEPHAVEN MTG LLC
Feb 18, 2026	Executor's Deed, Transfer JAM CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Prior Sale	Jul 5, 2000 · Amount on Record
Deed Document Number	2026667748
Deed Book / Page	11201 / 90
Record Updated	Oct 29, 2026

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Recording Date	May 13, 2026
Property Address	327 4TH ST, TROY, NY 12180-4604
Document Number	0112710186
Book / Page	11271 / 186
Instrument Date	May 4, 2026
Instrument	2026671187
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000671187,
Date	May 13, 2026
Book Page	11271/186
Instrument	2026671187

Lender

Name	DEEPHAVEN MTG LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

February 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 18, 2026
Property Address	327 4TH ST, TROY, NY 12180-4604
Document Number	0112010090
Book / Page	11201 / 90
Instrument Date	Feb 5, 2026
Instrument	2026-667748
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 EUCLID AVE, ALBANY, NY 12203-1811

Mortgage

Document Number	2026667749
Date	Feb 18, 2026
Instrument	2026-667749

Lender

Name	JAM CAPITAL LLC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,288.00 (+20.42%) Homeowner's exemption
2025	$6,052.00	$95,000 (-) Land $8,800 Building $86,200	$162,700 (+11.29%) Land $15,071 Building $147,629
2024	Homeowner's exemption	$95,000 (-) Land $8,800 Building $86,200	$146,200 (+7.74%) Land $13,543 Building $132,657
2023		$95,000 (-) Land $8,800 Building $86,200	$135,700 (+8.56%) Land $12,570 Building $123,130
2022	$5,969.00 Homeowner's exemption	$95,000 Land $8,800 Building $86,200	$125,000 Land $11,579 Building $113,421

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	42 (1979–2019)
Claims Outside the SFHA	1 of 42
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

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