32890 Haley Rd, Dowagiac, MI 49047 Property Records

Cass County property record for 32890 Haley Rd, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,250 sqft · built 2022
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Dec 2018)
Tax Bill	$12,200 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan Dec 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-130-285-013-00`

Property Details

APN / Parcel Number

Primary APN	`14-130-285-013-00`

Interior

Full Baths	2 Baths
Building Area	2,250 sqft Building Perimeter
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	32890 HALEY RD
City	DOWAGIAC
State	MI
Zip	49047-9224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. 1365 5S-16W LOT 13 SISTER-CABLE LAKE SHORES.
Legal Subdivision	SISTER CABLE LAKE SHORES
Legal Lot Number	13
Jurisdiction	CASS MI
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1013
Census Tract	1902

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	975 DOE RUN DR, CARMEL, IN 46032-7761
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Construction Mortgage HORIZON BANK
Dec 27, 2018	Warranty Deed, Transfer MERIDIAN TITLE
Dec 27, 2018	Intrafamily Transfer, Transfer
Sep 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Prior Sale	Sep 13, 2018 · Amount on Record
Deed Book / Page	1149 / 1147
Prior Transfer Date	Dec 14, 2018
Prior Transfer Doc	1149/1145
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	32890 HALEY RD, DOWAGIAC, MI 49047-9224
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 MOUNDS CT, CARMEL, IN 46032-9301

Mortgage

Document Number	01212/1500
Date	Feb 22, 2022
Book Page	1212/1500

Lender

Name	HORIZON BANK
Type	Bank
Address	LA PORTE, IN 46350

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 1, 2053

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Dec 27, 2018
Property Address	32890 HALEY RD, DOWAGIAC, MI 49047-9224
Document Number	1149/1147
Book / Page	1149 / 1147
Instrument Date	Dec 21, 2018
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	361 MOUNDS CT, CARMEL, IN 46032-9301

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Dec 27, 2018
Property Address	32890 HALEY RD, DOWAGIAC, MI 49047-9224
Document Number	1149/1145
Book / Page	1149 / 1145
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	925 TANBARK AVE, 925, COLUMBUS, IN 47203-1330

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	361 MOUNDS CT, CARMEL, IN 46032-9301

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MI
Recording Date	Sep 13, 2018
Property Address	32890 HALEY RD, DOWAGIAC, MI 49047-9224
Document Number	1144/2144
Book / Page	1144 / 2144
Instrument Date	Jul 5, 2018
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Tax	$172.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5749 TORTUGA RD, 5749, SAN DIEGO, CA 92124-1213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2643 CEDARCREST DR, COLUMBUS, IN 47203-2234

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Silver Creek Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,700 (+12.51%) Land $432,700	$865,400 (+12.51%) Land $865,400
2025	$12,200.00 (+6.93%)	$384,600 (+19.7%) Land $384,600	$769,200 (+19.7%) Land $769,200
2024	$11,409.00 (+458.72%)
2023		$321,300	$642,600
2022	$2,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2015–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sister Lakes Cable Fiber	2,048 / 1,024
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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