3259 E Otero Cir, Centennial (Littleton), CO 80122 Property Records

Arapahoe County property record for 3259 E Otero Cir, Centennial, CO 80122

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,845 sqft · built 1980
Lot Size	0.203 acres (8,843 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Dec 1998)
Tax Bill	$5,078 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2077-36-4-19-015`

Property Details

APN / Parcel Number

Primary APN	`2077-36-4-19-015`
Alternative APNs	`032251531` `32251531` `251531`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,845 sqft Living Area
Gross Area	4,015 sqft
1st Floor Area	1,845 sqft
Basement Area	1,476 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	120 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	254 sqft
Deck Area	102 sqft
Patio Area	470 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	032251531
Street Address	3259 E OTERO CIR
City	CENTENNIAL
State	CO
Zip	80122-3640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUBDIVISIONCD 061815 SUBDIVISIONNAME THE HIGHLANDS 460 5TH FLG BLOCK 003 LOT 004 LOT 4 BLK 3 THE HIGHLANDS 460 5TH FLG
Legal Range	68W
Legal Township	5S
Legal Section	36
Legal Quarter	4
Legal Subdivision	THE HIGHLANDS 460 5TH FLG
Legal Block	003
Legal Lot Number	004,4
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	3
Census Block	3000
Census Tract	5630

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3259 E OTERO CIR, CENTENNIAL, CO 80122-3640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2019	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 1998 · Amount on Record
Deed Sale	Dec 14, 1998 · Amount on Record
Prior Sale	Dec 14, 1998 · Amount on Record
Deed Document Number	1998203820
Prior Transfer Date	Jan 1, 1986
Prior Transfer Doc	4665000371
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	3259 E OTERO CIR, CENTENNIAL, CO 80122-3640
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D9119450
Date	Nov 4, 2019
Instrument	D9119450

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 28, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	3259 E OTERO CIR, CENTENNIAL, CO 80122-3640
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D9066784
Date	Jul 9, 2019
Instrument	D9066784

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	3259 E OTERO CIR, CENTENNIAL, CO 80122-3640
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3259 E OTERO CIR, CENTENNIAL, CO 80122-3640

Mortgage

Document Number	00E1044892
Date	Mar 17, 2021
Instrument	E1044892

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company
Address	DENVER, CO 80224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Littleton School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,828 (-2.08%)	$699,800 (-) Land $302,500 Building $397,300
2025	$5,078.00 (+14.65%)	$43,737 (+2.19%)	$699,800 (+0.86%) Land $302,500 Building $397,300
2024	$4,429.00 (-8.4%)
2023		$42,800	$693,800 Land $308,000 Building $385,800
2021	$4,835.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLOWS WD serves 19,000 people · EPA ID CO0103100
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, Ting.

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