3287 Wheatcroft Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3287 Wheatcroft Dr, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,836 sqft · built 1977
Lot Size	0.285 acres (12,458 sqft)
Owner	Individual Name on Record
Last Sale	$191,000 (Jun 2020)
Tax Bill	$4,541 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2023 Sale + 2 more
Flood Zone	Zone A (high risk)
APN	`550-0082-0547-00`

Property Details

APN / Parcel Number

Primary APN	`550-0082-0547-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
1st Floor Area	900 sqft
2nd Floor Area	936 sqft
Basement Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	12,458 sqft (0.285 acres)
Lot Dimensions	190 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3287 WHEATCROFT DR
City	CINCINNATI
State	OH
Zip	45239-6130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEATCROFT DR 75.60 X 190.84 IRR - LOT 13 GRANDE AUTUMN ESTATES SUBBLK B PT 2
Legal Subdivision	GRANDE AUTUMN ESTATES
Legal Block	B
Legal Lot Number	13
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1000
Census Tract	20763

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3287 WHEATCROFT DR, CINCINNATI, OH 45239-6130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Nov 8, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jun 8, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2020 · Amount on Record
Deed Sale	Jun 8, 2020 · Amount on Record
Prior Sale	Jun 8, 2020 · Amount on Record
Deed Document Number	0000053236
Deed Book / Page	014184 / 000414
Last Transfer Date	Nov 8, 2023
Transfer Doc	0000079369
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3287 WHEATCROFT DR, CINCINNATI, OH 45239-6130
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090872
Date	Nov 20, 2025
Book Page	15547/511
Instrument	2025-0090872

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 8, 2023
Property Address	3287 WHEATCROFT DR, CINCINNATI, OH 45239-6130
Document Number	0000079369
Book / Page	15039 / 565
Map Reference	MB 203 PG 47&48
Instrument Date	Nov 7, 2023
Instrument	2023-0079369
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Tax	$95.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3287 WHEATCROFT DR, CINCINNATI, OH 45239-6130

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3287 WHEATCROFT DR, CINCINNATI, OH 45239-6130
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3287 WREATCROFT DRIVE, CINCINNATI, OH 45239-6130

Mortgage

Document Number	0000143996
Date	Dec 1, 2021
Book Page	14554/888
Instrument	2021-0143996

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 8, 2020
Property Address	3287 WHEATCROFT DR, CINCINNATI, OH 45239-6130
Document Number	0000053236
Book / Page	014184 / 000414
Instrument Date	May 29, 2020
Instrument	53236
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$764.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3287 WHEATCROFT DR CINCINNATI OH 452396130, CINCINNATI, OH 45239-6130

Mortgage

Document Number	53237
Date	Jun 8, 2020
Book Page	014184/000417
Instrument	53237

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,541.00 (+2.27%)	$83,706 (-) Land $14,609 Building $69,097
2024	$4,440.00 (-0.47%)	$83,706 (-) Land $14,609 Building $69,097
2023	$4,461.00 (+2.29%)	$83,706 (+25.21%) Land $14,609 Building $69,097	$239,160 (+25.21%) Land $41,740 Building $197,420
2022	$4,361.00 Homeowner's exemption	$66,851 Land $13,080 Building $53,771
2020			$191,000 Land $37,370 Building $153,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2019–2026)
Most Recent Claim	Jul 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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