Albany County and Guilderland Town property record for 3287 E Old State Rd, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1979 |
| Square Footage | 2,026 sqft Living Area |
| Lot Size | 14,862 sqft (0.341 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $129,000 (1997) |
| Tax Bill | $7,853.00 (2025) |
| Primary APN | 013089 28.17-1-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,026 sqft Living Area |
| 1st Floor | 1,086 sqft 1st Floor |
| 2nd Floor | 940 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Contemporary Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 14,862 sqft (0.341 acres) |
| Depth X Width | 190 ft x 78.2 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Porch Area | 392 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02801700010050000000 |
|---|---|
| Street Address | 3287 E OLD STATE RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5218 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CV SEC 2 LOT 42 3287 OLD STATE RD |
| Legal Subdivision | COUNTRY VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | GUILDERLAND |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records · APN 013089 28.17-1-5
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3287 E OLD STATE RD, SCHENECTADY, NY 12303-5218 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Nov 17, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CITIZENS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 1997 · Amount on Record |
| Deed Sale | Oct 21, 1997 · Amount on Record |
| Deed Book / Page | 2589 / 121 |
| Last Transfer Date | Sep 11, 2013 |
| Transfer Doc | 0030780662 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3287 E OLD STATE RD, SCHENECTADY, NY 12303-5218 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3287 E OLD STATE RD, SCHENECTADY, NY 12303-5218 |
| Document Number | 0000003995 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | R2025-23995 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 25, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3287 E OLD STATE RD, SCHENECTADY, NY 12303-5218 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 3287 E OLD STATE RD, SCHENECTADY, NY 12303-5218 |
| Document Number | 0000004905 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | R2021-34905 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Aug 01, 2036 |
| Rate | 5% |
|---|
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,853.00 (+13.07%) Homeowner's exemption | $291,000 (-) Land $58,000 Building $233,000 | $388,000 (+13.33%) Land $77,333 Building $310,667 |
| 2023 | $291,000 (-) Land $58,000 Building $233,000 | $342,353 (+7.06%) Land $68,235 Building $274,118 | |
| 2022 | $291,000 Land $58,000 Building $233,000 | $319,780 Land $63,736 Building $256,044 | |
| 2021 | $6,945.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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