Albany County and Guilderland Town property record for 3278 E Old State Rd, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,852 sqft Living Area |
| Lot Size | 20,000 sqft (0.459 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $237,000 (2017) |
| Tax Bill | $7,820.00 (2025) |
| Primary APN | 013089 28.17-2-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,852 sqft Living Area |
| 1st Floor | 936 sqft 1st Floor |
| 2nd Floor | 696 sqft 2nd Floor |
| Upper Floors | 220 sqft Upper Floors |
| Game Room | Game Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 20,000 sqft (0.459 acres) |
| Depth X Width | 200 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Shed | 1 Shed |
| Canopy Area | 45 sqft Canopy |
| Poultry House | Poultry House |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02801700020020000000 |
|---|---|
| Street Address | 3278 E OLD STATE RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5219 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 13 3278 OLD STATE RD |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | GUILDERLAND |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records · APN 013089 28.17-2-2
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3278 E OLD STATE RD, SCHENECTADY, NY 12303-5219 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 04, 2020 | Deed of Trust, Mortgage · Stand Alone Second Mortgage TRUSTCO BANK |
| Apr 04, 2017 | Deed, Construction Loan · Building or Construction Mortgage TRUSTCO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 04, 2017 · Amount on Record |
| Deed Sale | Apr 04, 2017 · Amount on Record |
| Prior Sale | Sep 21, 2016 · Amount on Record |
| Deed Doc Number | 20177830 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3278 E OLD STATE RD, SCHENECTADY, NY 12303-5219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008483 |
|---|---|
| Date | May 04, 2020 |
| Instrument | R2020-08483 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Mar 05, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Apr 04, 2017 |
| Property Address | 3278 E OLD STATE RD, SCHENECTADY, NY 12303-5219 |
| Document Number | 0000007830 |
| Instrument Date | Mar 31, 2017 |
| Instrument | R2017-07830 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $948.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3278 E OLD STATE RD, 3278, SCHENECTADY, NY 12303-5219 |
| Name | Verified Name |
|---|---|
| Address | 543 2ND ST, ALBANY, NY 12206-2230 |
| Document Number | 0000007831 |
|---|---|
| Date | Apr 04, 2017 |
| Instrument | R2017-07831 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,820.00 (+12.28%) | $276,000 (-) Land $55,000 Building $221,000 | $368,000 (+13.33%) Land $73,333 Building $294,667 |
| 2023 | $276,000 (-) Land $55,000 Building $221,000 | $324,706 (+7.06%) Land $64,706 Building $260,000 | |
| 2022 | $276,000 Land $55,000 Building $221,000 | $303,297 Land $60,440 Building $242,857 | |
| 2021 | $6,965.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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