3286 Rt Davis Rd, Spencer, TN 38585 Property Records

Van Buren County property record for 3286 Rt Davis Rd, Spencer, TN 38585

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,032 sqft · built 1975
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$53,000 (Jun 2015)
Tax Bill	$435 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`088045 00707`

Property Details

APN / Parcel Number

Primary APN	`088045 00707`
Alternative APN	`045 00707`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Terrain	Rolling

Exterior Amenities

Porch	Enclosed Porch
Porch Area	291 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3286 RT DAVIS RD
City	SPENCER
State	TN
Zip	38585-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04 WPP LLC MINERAL TRACT 46-6 MV, COUNTY AREA: R01
Jurisdiction	VAN BUREN TN
Township / Civil Division	5
Census Block Group	1
Census Block	1039
Census Tract	925000

Owner

3286 Rt Davis Rd is owned and occupied by an individual who bought it in June 2015.

Source: Van Buren County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3286 RT DAVIS RD, SPENCER, TN 38585-4813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2015 · Amount on File
Deed Sale	Jun 19, 2015 · Amount on File
Deed Document Number	15000543
Deed Book / Page	RB80 / 428
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	3286 RT DAVIS RD, SPENCER, TN 38585-4813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB100/888
Date	Aug 2, 2019
Book Page	RB100/888
Instrument	19000817

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Mortgage Company
Address	SPENCER, TN 38585

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 2, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3286 Rt Davis Rd was $435.

Source: Van Buren County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Van Buren County
Unified School District	Van Buren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$435.00	$18,125 (-) Land $3,100 Building $15,025
2024	$435.00 (+9.85%)	$18,125 (-) Land $3,100 Building $15,025
2023	$396.00	$18,125 (+9.85%) Land $3,100 Building $15,025
2022	$396.00	$16,500 Land $3,100 Building $13,400	$66,000 (-8.97%) Land $12,400 Building $53,600
2021			$72,500 Land $12,400 Building $60,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3286 Rt Davis Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (2011–2019)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3286 Rt Davis Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 79% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY U.D. #2 serves 5,611 people · EPA ID TN0000655
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	No certified operator Sep 2018 Coliform assessment Sep 2018 Organic carbon removal Jul 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20