Van Buren County property record for 3261 Rt Davis Rd, Spencer, TN 38585
| Property Type | Mobile Home |
|---|---|
| Details | 1,216 sqft · built 1995 |
| Lot Size | 9.9 acres (431,680 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $452 (2025) |
| Deeds & Mortgages | Aug 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 088045 04000 |
| Primary APN | 088045 04000 |
|---|---|
| Alternative APN |
|
| Building Area | 1,216 sqft Living Area |
|---|---|
| 1st Floor Area | 1,216 sqft |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Lot Area | 431,680 sqft (9.9 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Utility Building | 288 sqft |
| Sewer | Connected |
|---|---|
| Water Source | Commercial |
| Street Address | 3261 RT DAVIS RD |
|---|---|
| City | SPENCER |
| State | TN |
| Zip | 38585-6900 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DIST:06 MAP REF:045 |
| Jurisdiction | VAN BUREN TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1101 |
| Census Tract | 925200 |
Source: Van Buren County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3261 RT DAVIS RD, SPENCER, TN 38585-6900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2019 |
| Deed Sale | May 21, 2019 |
| Deed Document Number | 000RB99719 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VAN BUREN TN |
| Recording Date | Aug 4, 2026 |
| Property Address | 3261 RT DAVIS RD, SPENCER, TN 38585-6900 |
| Document Number | 0000000944 |
| Book / Page | 150 / 38 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026944 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3261 RT DAVIS RD, SPENCER, TN 38585-6900 |
| Document Number | 0000000944, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 150/38 |
| Instrument | 2026944 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 31, 2027 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
Source: Van Buren County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Van Buren County |
| Unified School District | Van Buren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $452.00 | $18,850 (-) Land $10,975 Building $7,875 | |
| 2024 | $452.00 (+11.06%) | $18,850 (-) Land $10,975 Building $7,875 | |
| 2023 | $407.00 | $18,850 (+11.21%) Land $10,975 Building $7,875 | |
| 2022 | $407.00 | $16,950 Land $10,975 Building $5,975 | $67,800 (-10.08%) Land $43,900 Building $23,900 |
| 2021 | $75,400 Land $43,900 Building $31,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 79% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY U.D. #2 serves 5,611 people · EPA ID TN0000655 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | No certified operator Sep 2018 Coliform assessment Sep 2018 Organic carbon removal Jul 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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