Clay County property record for 3286 Highland Mill Ln, Orange Park, FL 32065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,884 sqft · built 2004 |
| Lot Size | 0.205 acres (8,906 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,511 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04-25-007868-004-38 |
| Primary APN | 05-04-25-007868-004-38 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,884 sqft Living Area |
| Gross Area | 2,344 sqft |
| 1st Floor Area | 1,884 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,906 sqft (0.205 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 35 sqft |
| Patio Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3286 HIGHLAND MILL LN |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-2268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 38 HIGHLAND MILL @ OAKLEAF PLANTATION AS REC OR 4765 PG 1745 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 05 |
| Legal Subdivision | HIGHLAND MILL |
| Legal Lot Number | 38 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30207 |
3286 Highland Mill Ln is owned and occupied by two individuals who acquired it in October 2023.
Source: Clay County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3286 HIGHLAND MILL LN, ORANGE PARK, FL 32065-2268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2023 | Warranty Deed, Transfer · VA Mortgage NEXTMORTGAGE LLC |
| Feb 7, 2022 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2023 |
| Deed Sale | Oct 16, 2023 |
| Prior Sale | Feb 7, 2022 · Amount on File |
| Deed Document Number | 202351630 |
| Deed Book / Page | 4765 / 1745 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 16, 2023 |
| Property Address | 3286 HIGHLAND MILL LN, ORANGE PARK, FL 32065-2268 |
| Document Number | 0047651745 |
| Book / Page | 4765 / 1745 |
| Map Reference | MB 39 PG 61-68 |
| Instrument Date | Oct 2, 2023 |
| Instrument | 2023051630 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Title Company | CLOSING USA LLC, CLOSING BEAR LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11124 WILDER WAY, OWINGS MILLS, MD 21117-1412 |
| Name | Verified Name |
|---|---|
| Address | 3286 HIGHLAND MILL LN, ORANGE PARK, FL 32065-2268 |
| Document Number | 0047651748 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 4765/1748 |
| Name | NEXTMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 7, 2022 |
| Property Address | 3286 HIGHLAND MILL LN, ORANGE PARK, FL 32065-2268 |
| Document Number | 0045681610 |
| Book / Page | 4568 / 1610 |
| Map Reference | MB 39 PG 61-68 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022008469 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,253.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3286 HIGHLAND MILL LN, ORANGE PARK, FL 32065-2268 |
| Document Number | 0045681612 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 4568/1612 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 3286 Highland Mill Ln was $4,511, up 3.1% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,511.00 (+3.06%) | $295,766 Land $50,000 Building $245,766 | $295,766 Land $50,000 Building $245,766 |
| 2024 | $4,377.00 (-31.98%) | ||
| 2023 | $6,435.00 (+19.28%) | $285,703 (+18.81%) Land $50,000 Building $235,703 | $285,703 (+18.81%) Land $50,000 Building $235,703 |
| 2022 | $5,395.00 | $240,467 Land $35,000 Building $205,467 | $240,467 Land $35,000 Building $205,467 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3286 Highland Mill Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3286 Highland Mill Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures