3281 Highland Mill Ln, Orange Park, FL 32065 Property Records

Clay County property record for 3281 Highland Mill Ln, Orange Park, FL 32065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,803 sqft · built 2004
Lot Size0.22 acres (9,590 sqft)
Owner2 Owner Names on File
Last Sale$183,500 (Nov 2004)
Tax Bill$1,387 (2025)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN05-04-25-007868-004-40

Property Details

APN / Parcel Number

Primary APN05-04-25-007868-004-40

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,803 sqft Heated Area
Gross Area2,551 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,590 sqft (0.22 acres)
Garage Area468 sqft
PorchPorch
Porch Area130 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3281 HIGHLAND MILL LN
CityORANGE PARK
StateFL
Zip32065-2267
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 40 HIGHLAND MILL @ OAKLEAFPLANTATION AS REC O R 2450 PG1488
Legal Range25
Legal Township04
Legal Section05
Legal SubdivisionHIGHLAND MILL @ OAKLEAF PLANTATION
Legal Lot Number40
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group1
Census Block1002
Census Tract30207

Owner

The current owner of 3281 Highland Mill Ln bought it in November 2004.

Source: Clay County records, as of December 18, 2025

Owner of Record2 Owner Names on File
Mailing Address3281 HIGHLAND MILL LN, ORANGE PARK, FL 32065-2267
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2004 · Amount on File
Deed SaleNov 9, 2004 · Amount on File
Deed Document Number2004085118
Deed Book / Page2450 / 1488
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address3281 HIGHLAND MILL LN, ORANGE PARK, FL 32065-2267
Document Number0042580990
Instrument DateNov 27, 2019
Transaction TypeMortgage
Record UpdatedDec 18, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3281 HIGHLAND MILL LN ORANGE PARK FL 320652267, ORANGE PARK, FL 32065-2267

Mortgage

Document Number0042580990
DateDec 9, 2019
Book Page004258/000990
Instrument65118
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3281 Highland Mill Ln was $1,387 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,387.00 Homeowner's exemption$131,093$290,027 Land $50,000 Building $240,027
2023$3,376.00 (+5.17%) Homeowner's exemption$123,689 (+3%)$280,200 (+18.89%) Land $50,000 Building $230,200
2022$3,210.00 Homeowner's exemption$120,087$235,677 Land $35,000 Building $200,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3281 Highland Mill Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3281 Highland Mill Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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