3285 W Cardinal St, Springfield, MO 65810 Property Records

Greene County property record for 3285 W Cardinal St, Springfield, MO 65810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,842 sqft · built 2008
Lot Size	0.376 acres (16,379 sqft)
Owner	2 Individual Names on File
Last Sale	$250,884 (Sep 2022)
Tax Bill	$2,706 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-18-16-201-088`

Property Details

APN / Parcel Number

Primary APN	`88-18-16-201-088`
Alternative APN	`1816201088`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,842 sqft Living Area
1st Floor Area	1,842 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	16,379 sqft (0.376 acres)
Lot Dimensions	164 ft deep x 100 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881816201088
Street Address	3285 W CARDINAL ST
City	SPRINGFIELD
State	MO
Zip	65810-7502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FRISCO TRAILS SUBDIVISION LOT 14
Legal Range	22W
Legal Township	28N
Legal Section	16
Legal Subdivision	FRISCO TRAILS
Legal Lot Number	14
Jurisdiction	GREENE MO
Township / Civil Division	BATTLEFIELD B
Census Block Group	4
Census Block	4007
Census Tract	4105

Owner

3285 W Cardinal St is owned and occupied by two individuals who bought it in September 2022.

Source: Greene County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3285 W CARDINAL ST, SPRINGFIELD, MO 65810-7502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage OAKSTAR BANK NA
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREAT SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on File
Deed Sale	Sep 20, 2022 · Amount on File
Prior Sale	Dec 29, 2008 · Amount on File
Deed Document Number	202239551
Deed Book / Page	2022 / 39551
Prior Transfer Date	Sep 16, 2022
Prior Transfer Doc	0000039551
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GREENE MO
Recording Date	Sep 20, 2022
Property Address	3285 W CARDINAL ST, SPRINGFIELD, MO 65810-7502
Document Number	0000003955
Book / Page	2022 / 39551-22
Instrument Date	Sep 16, 2022
Instrument	39551-22
Transaction Type	Transfer
Record Updated	Sep 26, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3285 W CARDINAL ST, SPRINGFIELD, MO 65810-7502

Mortgage

Document Number	0000003955
Date	Sep 20, 2022
Instrument	39552-22

Lender

Name	OAKSTAR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	3285 W CARDINAL ST, SPRINGFIELD, MO 65810-7502
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000745
Date	Mar 3, 2020
Book Page	2020/7459-20
Instrument	7459-20

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3285 W Cardinal St was $2,706.

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,520 (-) Land $8,360 Building $44,160
2025	$2,706.00	$52,520 Land $8,360 Building $44,160	$276,400 Land $44,000 Building $232,400
2023	$2,554.00 (+16.67%)	$46,380 (+13.84%) Land $7,600 Building $38,780	$244,100 Land $40,000 Building $204,100
2022	$2,189.00	$40,740 Land $7,600 Building $33,140
2021			$214,400 Land $40,000 Building $174,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3285 W Cardinal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3285 W Cardinal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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