3280 W Cardinal St, Springfield, MO 65810 Property Records

Greene County property record for 3280 W Cardinal St, Springfield, MO 65810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,484 sqft · built 2007
Lot Size	0.269 acres (11,718 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Aug 2019)
Tax Bill	$3,184 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-18-16-201-095`

Property Details

APN / Parcel Number

Primary APN	`88-18-16-201-095`
Alternative APN	`1816201095`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,484 sqft Living Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	11,718 sqft (0.269 acres)
Lot Dimensions	130 ft deep x 90 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881816201095
Street Address	3280 W CARDINAL ST
City	SPRINGFIELD
State	MO
Zip	65810-7502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FRISCO TRAILS SUBDIVISION LOT 21
Legal Range	22W
Legal Township	28N
Legal Section	16
Legal Subdivision	FRISCO TRAILS
Legal Lot Number	21
Jurisdiction	GREENE MO
Township / Civil Division	BATTLEFIELD B
Census Block Group	4
Census Block	4009
Census Tract	4105

Owner

Source: Greene County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3280 W CARDINAL ST, SPRINGFIELD, MO 65810-7502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage SIMMONS BANK
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 1, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	Aug 24, 2016 · Amount on Record
Deed Document Number	201926180
Deed Book / Page	2019 / 2618019
Prior Transfer Date	May 3, 2016
Prior Transfer Doc	0000020968
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	3280 W CARDINAL ST, SPRINGFIELD, MO 65810-7502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048213
Date	Dec 8, 2017
Book Page	2017/048213-17
Instrument	048213-17

Lender

Name	SIMMONS BANK
Type	Bank
Address	NIXA, MO 65714

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	3280 W CARDINAL ST, SPRINGFIELD, MO 65810-7502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031963
Date	Aug 17, 2020
Book Page	2020/31963-20
Instrument	31963-20

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Aug 1, 2019
Property Address	3280 W CARDINAL ST, SPRINGFIELD, MO 65810-7502
Document Number	0000002618
Book / Page	2019 / 026180-19
Instrument Date	Jul 31, 2019
Instrument	026180-19
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3280 W CARDINAL ST, SPRINGFIELD, MO 65810-7502

Mortgage

Document Number	0000002618
Date	Aug 1, 2019
Instrument	026181-19

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,800 (-) Land $7,520 Building $54,280
2025	$3,184.00 (+7.13%)	$61,800 (+14.53%) Land $7,520 Building $54,280	$325,300 (+14.54%) Land $39,600 Building $285,700
2023	$2,972.00 (+13.48%)	$53,960 (+10.71%) Land $6,840 Building $47,120	$284,000 (+10.72%) Land $36,000 Building $248,000
2022	$2,619.00	$48,740 Land $6,840 Building $41,900
2021			$256,500 Land $36,000 Building $220,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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