3285 N Fordney Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 3285 N Fordney Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1874
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (May 2026)
Tax Bill	$2,520 (2025)
Deeds & Mortgages	May 2026 Sale Sep 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-11-4007-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-11-4007-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	912 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1874
Effective Year Built	Effective 1874
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Porch	Porch
Porch Area	175 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3285 N FORDNEY RD
City	HEMLOCK
State	MI
Zip	48626-9464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	E 562.58 FT OF S 232.5 FT OF NE 1/4 OF SE 1/4 3.0 ACRES SEC 11 T12N R2E ***DESC CHANGED ALONG WITH 4001 2/3/03
Legal Range	02E
Legal Township	12N
Legal Section	11
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1014
Census Tract	12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7400 S GRAHAM RD, SAINT CHARLES, MI 48655-9532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 23, 2020	Loan Modification, Mortgage · FHA Mortgage MEMBER FIRST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Jun 12, 2024 · Amount on Record
Deed Document Number	202612376
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 5, 2026
Property Address	3285 N FORDNEY RD, HEMLOCK, MI 48626-9464
Document Number	0000012376
Instrument Date	Apr 15, 2026
Instrument	2026.12376
Transaction Type	Transfer
Record Updated	May 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$56,812.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7400 S GRAHAM RD, SAINT CHARLES, MI 48655-9532

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAGINAW MI
Property Address	3285 N FORDNEY RD, HEMLOCK, MI 48626-9464
Document Number	0000028856
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3285 N FORDNEY RD HEMLOCK MI 486269464, HEMLOCK, MI 48626-9464

Mortgage

Document Number	0000028856
Date	Nov 13, 2020
Instrument	28856

Lender

Name	MEMBER FIRST MTG
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49548

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 12, 2047

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,600 (+23.72%)	$125,200 (+23.72%)
2025	$2,520.00 (+62.27%)	$50,600 (+25.56%)	$101,200 (+25.56%)
2023		$40,300	$80,600
2022	$1,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Fordney Rd

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