3143 N Fordney Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 3143 N Fordney Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,536 sqft · built 1969
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Dec 2018)
Tax Bill	$3,115 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-11-4009-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-11-4009-000`

Interior

Full Baths	2 Baths
Building Area	1,536 sqft Living Area
1st Floor Area	1,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	62,726 sqft (1.44 acres)
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3143 N FORDNEY RD
City	HEMLOCK
State	MI
Zip	48626-9464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	A PAR OF LAND IN SE 1/4 OF SE 1/4 OF SEC 11 T12N R2E DESC AS FOLLOWS COM ON THE E LINE OF SAID SEC 11 AT A PT 447.26 FT S
Legal Range	02E
Legal Township	12N
Legal Section	11
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1014
Census Tract	12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3143 N FORDNEY RD, HEMLOCK, MI 48626-9464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 6, 2018	Warranty Deed, Transfer · Conventional with PMI PRIMELENDING
Jun 19, 2017	Warranty Deed, Transfer WANIGAS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2018 · Amount on Record
Deed Sale	Dec 6, 2018 · Amount on Record
Prior Sale	Jun 19, 2017 · Amount on Record
Deed Document Number	201830599
Prior Transfer Date	Jul 15, 2003
Prior Transfer Doc	0007172220
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	3143 N FORDNEY RD, HEMLOCK, MI 48626-9464
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3143 N FORDNEY RD, HEMLOCK, MI 48626-9464

Mortgage

Document Number	2021021042
Date	Jun 10, 2021
Instrument	2021021042

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Jan 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 6, 2018
Property Address	3143 N FORDNEY RD, HEMLOCK, MI 48626-9464
Document Number	0000030599
Instrument Date	Nov 30, 2018
Instrument	30599
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	184 S 4TH ST FREELAND MI 486232522, FREELAND, MI 48623-2522

Mortgage

Document Number	30600
Date	Dec 6, 2018
Instrument	30600

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jun 19, 2017
Property Address	3143 N FORDNEY RD, HEMLOCK, MI 48626-9464
Document Number	2017019036
Instrument Date	Jun 16, 2017
Instrument	2017019036
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 S 6TH ST, FREELAND, MI 48623-2526

Mortgage

Document Number	0000019037
Date	Jun 19, 2017
Instrument	2017019037

Lender

Name	WANIGAS CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	163 Months
Due	Jan 1, 2031

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,800 (+38.72%)	$233,600 (+38.72%)
2025	$3,115.00 (+19.17%) Homeowner's exemption
2023		$84,200	$168,400
2022	$2,614.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

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