32840 481st Ave, Elk Point, SD 57025 Property Records

Union County property record for 32840 481st Ave, Elk Point, SD 57025

Property Summary

Property TypeGeneral Agricultural/Rural
Details3 bd · 3 ba · 1,710 sqft · built 2002
Lot Size8.73 acres (380,279 sqft)
OwnerIndividual Name on File
Tax Bill$3,119 (2026)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN17.00.52.2020

Property Details

APN / Parcel Number

Primary APN17.00.52.2020

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,710 sqft Living Area
Basement Area1,786 sqft
Unfinished Basement1,793 sqft
FlooringBrick
Interior WallsBrick
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialCombination
Construction TypeWood
Roof TypeSteel Frame/Truss
Roof MaterialMetal
Lot Area380,279 sqft (8.73 acres)
Garage TypeAttached
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchCovered Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address32840 481ST AVE
CityELK POINT
StateSD
Zip57025-6843
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal DescriptionBOSSE TR 2 IN SW1/4 NW1/4
Legal Range49W
Legal Township90N
Legal Section12
Legal Tract2
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1039
Census Tract20302

Owner

32840 481st Ave, an agricultural property, is owned by an individual.

Source: Union County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address32840 481ST AVE, ELK POINT, SD 57025-6843
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address32840 481ST AVE, ELK POINT, SD 57025-6843

Mortgage

Document Number000188/150
DateMar 9, 2026
Book Page188/150
Instrument260657
Lender
NameUSDA
TypeGovernment Agency
Address200 4TH ST SW, HURON, SD 57350
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term240 Months
DueMar 5, 2046
Interest
Rate1.62%

Tax Assessment & Valuation

The 2026 property tax bill for 32840 481st Ave was $3,119, up % from the year before.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
County SubdivisionJefferson Township
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,119.00 (+0.03%)$335,527 (-0.01%) Land $28,175 Building $307,352
2025$3,118.00 (-2.47%)$335,576 Land $28,224 Building $307,352
2024$3,197.00 (+3.3%)
2023$3,095.00 (+15.87%)$317,794 Land $24,835 Building $292,959
2022$2,671.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 32840 481st Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2014–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimJun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32840 481st Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of South Dakota
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY RWS/SOUTH UNION
private · serves 1,447 people · EPA ID SD4602185
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Long Lines Metro
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
Midco
Fixed Wireless
100 / 20

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