Union County property record for 31357 481st Ave, Elk Point, SD 57025
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 1,800 sqft · built 1917 |
| Lot Size | 160 acres (6,969,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,289 (2026) |
| Deeds & Mortgages | Feb 2025 Mortgage Oct 2023 Sale & Construction Loan |
| Flood Zone | Zone A (high risk) |
| APN | 19.00.26.3010 |
| Primary APN | 19.00.26.3010 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,800 sqft Total Area |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 6,969,600 sqft (160 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 31357 481ST AVE |
|---|---|
| City | ELK POINT |
| State | SD |
| Zip | 57025 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | N1/2SW1/4 & W1/2SE1/4 |
| Legal Range | 49W |
| Legal Township | 93N |
| Legal Section | 26 |
| Legal Tract | 1 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | SIOUX VALLEY |
| Census Block Group | 1 |
| Census Block | 1271 |
| Census Tract | 20100 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Feb 7, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST CO |
| Oct 5, 2023 | Warranty Deed, Construction Loan · Construction Mortgage AMERICAN BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 31357 481ST AVE, ELK POINT, SD 57025 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 31367 481ST AVE, SIOUX VALLEY TOWNSHIP, SD 51001-7513 |
| Document Number | 0000186/79 |
|---|---|
| Date | Feb 7, 2025 |
| Book Page | 186/79 |
| Instrument | 250268 |
| Name | AMERICAN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 1820 DAKOTA AVE S, HURON, SD 57350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Oct 5, 2023 |
| Property Address | 31357 481ST AVE, ELK POINT, SD 57025 |
| Document Number | 000113/564 |
| Book / Page | 113 / 564 |
| Map Reference | MB 40 PG 38 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 232261 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1555 N DEARBORN PKWY # PKWY25A, PKWY25A, CHICAGO, IL 60610-1448 |
| Name | Verified Name |
|---|---|
| Address | 21357 481ST AVENUE, AKRON, IA 51001 |
| Document Number | 0000182527 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 182/527 |
| Name | AMERICAN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 1, 2024 |
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| County Subdivision | Sioux Valley Township |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,289.00 (+0.02%) | $499,477 (-0.37%) Land $499,477 |
| 2025 | $4,288.00 (+4.94%) | $501,331 (+12.67%) Land $499,881 Building $1,450 |
| 2024 | $4,086.00 (+5.94%) | |
| 2023 | $3,857.00 (-2.33%) | $444,968 Land $443,518 Building $1,450 |
| 2022 | $3,949.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2014–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures