Northampton County property record for 3284 Broadwater Rd, Exmore, VA 23350
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,943 sqft · built 1979 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,438 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Apr 2014 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 9-A-39A |
| Primary APN | 9-A-39A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,943 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
| Porch Area | 5 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 405400 |
|---|---|
| Street Address | 3284 BROADWATER RD |
| City | EXMORE |
| State | VA |
| Zip | 23350-4026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RT 652 NR EXMORE RT 652 NR EXMORE |
| Legal Subdivision | EXMORE |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 930100 |
3284 Broadwater Rd is owned and occupied by an individual.
Source: Northampton County records, as of March 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3284 BROADWATER RD, EXMORE, VA 23350-4026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NATIONAL ASSOCIATION |
| Apr 22, 2014 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 3284 BROADWATER ROAD, EXMORE, VA 23350-4026 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0210001782 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 210001782 |
| Name | PNC BANK NATIONAL ASSOCIATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 477 Months |
| Due | Apr 1, 2061 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 3284 BROADWATER ROAD, EXMORE, VA 23350-4026 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001400/567 |
|---|---|
| Date | Apr 22, 2014 |
| Book Page | 1400/567 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.63% |
The 2025 property tax bill for 3284 Broadwater Rd was $1,438.
Source: Northampton County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,438.00 | $204,000 Land $30,500 Building $173,500 | |
| 2024 | $204,000 (+8.8%) Land $30,500 Building $173,500 | ||
| 2023 | $1,425.00 | $187,500 Land $23,200 Building $164,300 | $187,500 Land $23,200 Building $164,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3284 Broadwater Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3284 Broadwater Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
| Eastern Shore of Virginia Broadband Authority Fiber | 200 / 200 |
5G (outdoors only) and 4G LTE
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