3203 Broadwater Rd, Exmore, VA 23350 Property Records

Northampton County property record for 3203 Broadwater Rd, Exmore, VA 23350

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1982
Lot Size	5.3 acres (230,868 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Dec 2017)
Tax Bill	$1,190 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9A-2-A`

Property Details

APN / Parcel Number

Primary APN	`9A-2-A`
Alternative APNs	`10001069` `10006082` `9938648` `4114`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	230,868 sqft (5.3 acres)
Porch	Patio
Porch Area	72 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Electric

Location & Zoning

Account Number	9938648
Street Address	3203 BROADWATER RD
City	EXMORE
State	VA
Zip	23350-4027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A NEAR EXMORE LOT A NEAR EXMORE
Legal Subdivision	NEAR EXMORE
Legal Lot Number	A
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	6
Census Block Group	3
Census Block	3023
Census Tract	930100

Owner

3203 Broadwater Rd is owned by an individual who acquired it in January 2025.

Source: Northampton County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 252, JAMESVILLE, VA 23398-0252
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY 1 LENDING INC
Aug 6, 2024	Warranty Deed, Transfer · Commercial Mortgage CALVIN B TAYLOR BANKING CO OF BERLI
Dec 21, 2017	Warranty Deed, Transfer · Conventional Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2017 · Amount on File
Deed Sale	Dec 21, 2017 · Amount on File
Deed Document Number	20172081
Last Transfer Date	Jan 21, 2025
Transfer Doc	0000000284
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	3203 BROADWATER ROAD, EXMORE, VA 23350-4027
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 BROADWATER RD, EXMORE, VA 23350-4027

Mortgage

Document Number	0250001688
Date	Oct 6, 2025
Instrument	250001688

Lender

Name	LIBERTY 1 LENDING INC
Type	Mortgage Company
Address	LIVONIA, MI 48150

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Aug 6, 2024
Property Address	3203 BROADWATER ROAD, EXMORE, VA 23350-4027
Document Number	0240001380
Instrument Date	Jul 30, 2024
Instrument	240001380
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 252, JAMESVILLE, VA 23398-0252

Mortgage

Document Number	0240001381
Date	Aug 6, 2024
Instrument	240001381

Lender

Name	CALVIN B TAYLOR BANKING CO OF BERLI

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	474 Months
Due	Feb 21, 2064

Interest

Rate Type	Fixed Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Dec 21, 2017
Property Address	3203 BROADWATER ROAD, EXMORE, VA 23350-4027
Document Number	0170002081
Instrument Date	Dec 14, 2017
Instrument	170002081
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 BROADWATER RD, EXMORE, VA 23350-4027

Mortgage

Document Number	0170002082
Date	Dec 21, 2017
Instrument	170002082

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3203 Broadwater Rd was $1,190.

Source: Northampton County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,190.00	$168,900 Land $75,300 Building $93,600
2024			$168,900 (+17.13%) Land $75,300 Building $93,600
2023	$1,095.00	$144,200 Land $64,900 Building $79,300	$144,200 Land $64,900 Building $79,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3203 Broadwater Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3203 Broadwater Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Pogozone powered by Neubeam Fixed Wireless	300 / 40
Eastern Shore of Virginia Broadband Authority Fiber	200 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Broadwater Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures