DeSoto County property record for 3282 W Commerce St, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2005 |
| Square Footage | 2,767 sqft Adjusted Area |
| Lot Size | 100,188 sqft (2.3 acres) |
| Garage | 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $962.00 (2025) |
| Primary APN | 3-08-2-09-01-0-00018-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,767 sqft Adjusted Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 100,188 sqft (2.3 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Patio Area | 294 sqft Patio |
| Street Address | 3282 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7461 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUNSET FARMS SEC A LOT 18 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 09 |
| Legal Subdivision | SUNSET FARMS SEC A |
| Legal Lot Number | 18 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 71122 |
Source: DeSoto County records · APN 3-08-2-09-01-0-00018-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3282 W COMMERCE ST, HERNANDO, MS 38632-7461 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GREAT PLAINS NATIONAL BANK |
| Feb 20, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Dec 28, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Doc Number | 0000052284 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3282 W COMMERCE ST, HERNANDO, MS 38632-7461 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004345/716 |
|---|---|
| Date | May 03, 2017 |
| Book Page | 4345/716 |
| Name | GREAT PLAINS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73132 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3282 W COMMERCE ST, HERNANDO, MS 38632-7461 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004888/120 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 4888/120 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Aug 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3282 W COMMERCE ST, HERNANDO, MS 38632-7461 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 3282 W COMMERCE ST, HERNANDO, MS 38632-7461 |
| Document Number | 005119/738 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 5119/738 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Sep 01, 2047 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $962.00 (-16.49%) | $19,031 (-) Land $4,000 Building $15,031 | $190,307 (-) Land $40,000 Building $150,307 |
| 2023 | $1,152.00 | $19,031 | $190,307 Land $40,000 Building $150,307 |
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