DeSoto County property record for 3116 W Commerce St, Hernando, MS 38632 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2003 |
| Square Footage | 2,293 sqft Adjusted Area |
| Lot Size | 110,642 sqft (2.54 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $218,800 (2021) |
| Tax Bill | $718.00 (2025) |
| Primary APN | 3-08-2-09-01-0-00010-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,293 sqft Adjusted Area |
| 1st Floor | 1,863 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 110,642 sqft (2.54 acres) |
| Patio Area | 320 sqft Patio |
| Street Address | 3116 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7460 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUNSET FARMS SEC A LOT 10 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 09 |
| Legal Subdivision | SUNSET FARMS SEC A |
| Legal Lot Number | 10 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 71122 |
Source: DeSoto County records · APN 3-08-2-09-01-0-00010-00
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3116 W COMMERCE ST, HERNANDO, MS 38632-7460 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Ux (and Wife) - Vendor Data Only |
| Date | Document |
|---|---|
| Aug 06, 2026 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Aug 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on Record |
| Deed Sale | Aug 12, 2021 · Amount on Record |
| Prior Sale | Aug 04, 2016 |
| Deed Book / Page | 967 / 714 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 06, 2026 |
| Property Address | 3116 W COMMERCE ST, HERNANDO, MS 38632-7460 |
| Document Number | 5663089537 |
| Book / Page | 5663 / 89537 |
| Instrument Date | Jul 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3116 W COMMERCE ST, HERNANDO, MS 38632-7460 |
| Document Number | 5663089537, |
|---|---|
| Date | Aug 06, 2026 |
| Book Page | 5663/89537 |
| Name | TRUSTMARK NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 13, 2036 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 12, 2021 |
| Property Address | 3116 W COMMERCE ST, HERNANDO, MS 38632-7460 |
| Document Number | 000967/714 |
| Book / Page | 967 / 714 |
| Map Reference | MB 71 PG 11-13 |
| Instrument Date | Aug 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 TRIPS CT, 209, RAEFORD, NC 28376-6660 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3116 W COMMERCE ST, HERNANDO, MS 38632-7460 |
| Document Number | 0000531767 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 5317/67 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $718.00 (-45.15%) | $16,101 (-) Land $4,000 Building $12,101 | $161,009 (-) Land $40,000 Building $121,009 |
| 2023 | $1,309.00 | $16,101 | $161,009 Land $40,000 Building $121,009 |
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