3282 Payday Ln, Columbus, OH 43232 Property Records

Franklin County property record for 3282 Payday Ln, Columbus, OH 43232

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,240 sqft · built 2004
Lot Size	0.152 acres (6,599 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Dec 2018)
Tax Bill	$5,214 (2024)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`010-264943`

Property Details

APN / Parcel Number

Primary APN	`010-264943`
Alternative APN	`01026494300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
1st Floor Area	2,248 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3282 PAYDAY LN
City	COLUMBUS
State	OH
Zip	43232-7429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYDAY LANE CHATTERTON EAST SECTION 2 LOT 135
Legal Subdivision	CHATTERTON EAST SEC 2
Legal Lot Number	135
Jurisdiction	FRANKLIN OH
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1021
Census Tract	9373

Owner

Source: Franklin County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3282 PAYDAY LN, COLUMBUS, OH 43232-7429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC
Dec 28, 2018	Warranty Deed, Transfer CROWN SEARCH SERVICES, CROWN SEARCH SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Prior Sale	Jul 21, 2014 · Amount on Record
Deed Document Number	2018175107
Prior Transfer Date	Jun 30, 2014
Prior Transfer Doc	0000093083
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	3282 PAYDAY LN, COLUMBUS, OH 43232-7429
Document Number	0000175119
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	CROWN SEARCH SERVICES, CROWN SEARCH SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3282 PAYDAY LN COLUMBUS OH 432327429, COLUMBUS, OH 43232-7429

Mortgage

Document Number	0000175119
Date	Dec 28, 2018
Instrument	175119

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2048

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Dec 28, 2018
Property Address	3282 PAYDAY LN, COLUMBUS, OH 43232-7429
Document Number	0000175107
Instrument Date	Dec 24, 2018
Instrument	175107
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	CROWN SEARCH SERVICES, CROWN SEARCH SVCS

Transaction

Amount	Amount Recorded
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	194 WOOD AVE S #9TH ISELIN NJ 088302710, 9TH, ISELIN, NJ 08830-2710

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Columbus City
Unified School District	Columbus City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,200 (-) Land $23,870 Building $92,330	$332,000 (-) Land $68,200 Building $263,800
2024	$5,214.00 (+1.28%) Homeowner's exemption	$116,200 (-) Land $23,870 Building $92,330
2023	$5,148.00 (+41.04%) Homeowner's exemption	$116,200 (+65.08%) Land $23,870 Building $92,330	$332,000 (+65.09%) Land $68,200 Building $263,800
2022	$3,650.00 Homeowner's exemption	$70,390 Land $5,780 Building $64,610
2020			$201,100 Land $16,500 Building $184,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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