3282 Brandon Rd, Morganton, NC 28655 Property Records

Burke County property record for 3282 Brandon Rd, Morganton, NC 28655 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,377 sqft · built 1960
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Oct 2025)
Tax Bill	$1,169 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2723270402`

Property Details

APN / Parcel Number

Primary APN	`2723270402`
Alternative APN	`11712`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft
Basement Area	1,378 sqft
Finished Basement	689 sqft
Unfinished Basement	689 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Shed	1 Shed
Shed Area	816 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3282 BRANDON RD
City	MORGANTON
State	NC
Zip	28655-6925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3282 BRANDON RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	DREXEL
Census Block Group	3
Census Block	3045
Census Tract	20801

Owner

Source: Burke County records · APN 2723270402

Assessment roll updated September 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3282 BRANDON RD, MORGANTON, NC 28655-6925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 08, 2025	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 17, 2025	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 08, 2025 · Amount on Record
Deed Sale	Oct 08, 2025 · Amount on Record
Deed Document Number	202525008263
Deed Book / Page	2832 / 30
Prior Transfer Date	Aug 07, 2025
Prior Transfer Doc	0028270719
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3282 BRANDON RD, MORGANTON, NC 28655-6925
Transaction Type	Mortgage
Record Updated	Feb 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028510282
Date	Jan 22, 2026
Book Page	2851/282
Instrument	2026000620

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 08, 2025
Property Address	3282 BRANDON RD, MORGANTON, NC 28655-6925
Document Number	0028320030
Book / Page	2832 / 30
Instrument Date	Oct 07, 2025
Instrument	2025008263
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3282 BRANDON RD, MORGANTON, NC 28655-6925

Mortgage

Document Number	2025008264
Date	Oct 08, 2025
Instrument	2025008264

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.77%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2030
Min Rate At Change	3.77%
Max Rate At Change	7.77%
Index	5-Year CMT
Max Rate	11.7%

September 2025: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	BURKE NC
Recording Date	Sep 17, 2025
Property Address	3282 BRANDON RD, MORGANTON, NC 28655-6925
Document Number	0028270719
Book / Page	2827 / 719
Instrument Date	Aug 07, 2025
Instrument	2025007461
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1279 MOUNTAIN SHADOWS DR, MORGANTON, NC 28655-9613

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,169.00 (+95.81%)	$164,446 (-) Land $15,400 Building $149,046	$164,446 (-) Land $15,400 Building $149,046
2023	$597.00	$164,446 Land $15,400 Building $149,046	$164,446 Land $15,400 Building $149,046

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Foothills Broadband	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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