3260 Brandon Rd, Morganton, NC 28655 Property Records

Burke County property record for 3260 Brandon Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,649 sqft · built 1962
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Dec 2019)
Tax Bill	$1,958 (2026)
Deeds & Mortgages	Aug 2026 Reverse Mortgage Aug 2026 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2723177473`

Property Details

APN / Parcel Number

Primary APN	`2723177473`
Alternative APN	`14777`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,649 sqft Living Area
1st Floor Area	1,433 sqft
Basement Area	1,433 sqft
Unfinished Basement	1,433 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	288 sqft
Porch	Slab
Porch Area	200 sqft
Deck Area	132 sqft
Patio Area	72 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3260 BRANDON RD
City	MORGANTON
State	NC
Zip	28655-6925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 RESID
Legal Description	3260 BRANDON RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	DREXEL
Census Block Group	3
Census Block	3045
Census Tract	20801

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3260 BRANDON RD, MORGANTON, NC 28655-6925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Aug 24, 2026	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Dec 17, 2019	Warranty Deed, Transfer · ARM TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Deed Document Number	20192017035341
Deed Book / Page	2440 / 1
Prior Transfer Date	Feb 2, 2012
Prior Transfer Doc	0020060362
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Aug 24, 2026
Property Address	3260 BRANDON RD, MORGANTON, NC 28655-6925
Document Number	0026007962
Book / Page	2892 / 473
Instrument Date	Aug 15, 2026
Instrument	202626007962
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3260 BRANDON RD, MORGANTON, NC 28655-6925

Mortgage

Document Number	0026007962,
Date	Aug 24, 2026
Book Page	2892/473
Instrument	202626007962

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	863 Months
Due	Jul 6, 2098

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Aug 24, 2026
Property Address	3260 BRANDON RD, MORGANTON, NC 28655-6925
Document Number	0026007961
Book / Page	2892 / 459
Instrument Date	Aug 15, 2026
Instrument	202626007961
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3260 BRANDON RD, MORGANTON, NC 28655-6925

Mortgage

Document Number	0026007961,
Date	Aug 24, 2026
Book Page	2892/459
Instrument	202626007961

Lender

Name	LONGBRIDGE FINANCIAL LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	863 Months
Due	Jul 6, 2098

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 17, 2019
Property Address	3260 BRANDON RD, MORGANTON, NC 28655-6925
Document Number	0024400001
Book / Page	2440 / 0001
Map Reference	MB 191 PG 280
Instrument Date	Dec 13, 2019
Instrument	2017035341
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3260 BRANDON RD, MORGANTON, NC 28655-6925

Mortgage

Document Number	2017035342
Date	Dec 17, 2019
Instrument	2017035342

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,958.00 (+5.33%)	$269,828 (-) Land $16,100 Building $253,728	$269,828 (-) Land $16,100 Building $253,728
2025	$1,859.00 (-0.48%)	$269,828 (-) Land $16,100 Building $253,728	$269,828 (-) Land $16,100 Building $253,728
2023	$1,868.00	$269,828 Land $16,100 Building $253,728	$269,828 Land $16,100 Building $253,728

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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