El Dorado County property record for 3281 Topaz Ln, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,332 sqft · built 1981 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Company Name on File |
| Last Sale | $265,000 (Nov 2017) |
| Tax Bill | $3,249 (2025) |
| Deeds & Mortgages | Apr 2018 Transfer Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-491-027-000 |
| Primary APN | 082-491-027-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Wood |
| Lot Area | 2,614 sqft (0.06 acres) |
| Terrain | Wooded |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 1,332 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 3281 TOPAZ LN |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-8514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | L 27 ROYAL HTS TNHS #2 |
| Legal Subdivision | ROYAL HTS TNHS #2 |
| Legal Lot Number | 27 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 30809 |
3281 Topaz Ln is owned by a company that bought it in November 2017 and is owner-occupied.
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3281 TOPAZ LN, CAMERON PARK, CA 95682-8514 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 10, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 16, 2017 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2017 · Amount on File |
| Deed Sale | Nov 16, 2017 · Amount on File |
| Prior Sale | Jul 8, 1999 · Amount on File |
| Deed Document Number | 201752183 |
| Prior Transfer Date | Oct 15, 1998 |
| Prior Transfer Doc | 0000060231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Apr 10, 2018 |
| Property Address | 3281 TOPAZ LN, CAMERON PARK, CA 95682-8514 |
| Document Number | 0000013217 |
| Instrument Date | Apr 4, 2018 |
| Instrument | 13217 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3281 TOPAZ LN CAMERON PARK CA 956828514, CAMERON PARK, CA 95682-8514 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Nov 16, 2017 |
| Property Address | 3281 TOPAZ LN, CAMERON PARK, CA 95682-8514 |
| Document Number | 0000052183 |
| Map Reference | MB E PG 103 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 2017-0052183 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3281 TOPAZ LN, CAMERON PARK, CA 95682-8514 |
| Document Number | 0000052184 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 2017-0052184 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2032 |
The 2025 property tax bill for 3281 Topaz Ln was $3,249 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $307,549 (+2%) Land $58,026 Building $249,523 | |
| 2025 | $3,249.00 Homeowner's exemption | $301,520 Land $56,889 Building $244,631 |
| 2023 | $3,081.00 (+0.85%) Homeowner's exemption | $289,814 Land $54,681 Building $235,133 |
| 2022 | $3,055.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3281 Topaz Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1993–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3281 Topaz Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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