El Dorado County property record for 3274 Topaz Ln, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,674 sqft · built 1981 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Apr 2024) |
| Tax Bill | $3,664 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-491-034-000 |
| Primary APN | 082-491-034-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| 1st Floor Area | 1,674 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Terrain | Wooded |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,674 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3274 TOPAZ LN |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-8514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | L 34 ROYAL HTS TNHS #2 |
| Legal Subdivision | ROYAL HTS TNHS #2 |
| Legal Lot Number | 34 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 30809 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3274 TOPAZ LN, CAMERON PARK, CA 95682-8514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Apr 18, 2024 | Grant Deed, Transfer · Conventional Mortgage STG MORTGAGE INC |
| Mar 21, 2022 | Intrafamily Transfer, Transfer |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2024 · Amount on Record |
| Deed Sale | Apr 18, 2024 · Amount on Record |
| Prior Sale | Mar 2, 2007 · Amount on Record |
| Deed Document Number | 202410616 |
| Prior Transfer Date | Jan 18, 2021 |
| Prior Transfer Doc | 0000013116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Apr 18, 2024 |
| Property Address | 3274 TOPAZ LN, CAMERON PARK, CA 95682-8514 |
| Document Number | 0000010616 |
| Map Reference | MB E PG 103 |
| Instrument Date | Apr 9, 2024 |
| Instrument | 2024-0010616 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3274 TOPAZ LN, CAMERON PARK, CA 95682-8514 |
| Document Number | 0000010617 |
|---|---|
| Date | Apr 18, 2024 |
| Instrument | 2024-0010617 |
| Name | STG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Mar 21, 2022 |
| Property Address | 3274 TOPAZ LN, CAMERON PARK, CA 95682-8514 |
| Document Number | 0000013116 |
| Map Reference | MB E PG 103 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 2022-0013116 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3274 TOPAZ LN, CAMERON PARK, CA 95682-8514 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3274 TOPAZ LN, CAMERON PARK, CA 95682-8514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000038767 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 2020-0038767 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $347,119 (+2%) Land $68,267 Building $278,852 | |
| 2025 | $3,664.00 (-15.01%) Homeowner's exemption | $340,314 (+9.96%) Land $66,929 Building $273,385 |
| 2023 | $4,311.00 (-0.6%) Homeowner's exemption | $309,500 Land $115,500 Building $194,000 |
| 2022 | $4,337.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1993–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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