Santa Rosa County property record for 3281 Mona Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,232 sqft · built 1979 |
| Lot Size | 1.06 acres (46,304 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (May 2020) |
| Tax Bill | $150 (2024) |
| Deeds & Mortgages | May 2020 Sale Mar 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-1S-27-1940-00000-0200 |
| Primary APN | 39-1S-27-1940-00000-0200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 2,061 sqft |
| 1st Floor Area | 1,232 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 46,304 sqft (1.06 acres) |
| Lot Dimensions | 215 ft deep x 229 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 304 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3281 MONA DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLY WOODS COM AT NW CORNER OF SECTION 1 TOWNSHIP 2 SOUTH RANGE 27 WEST THN N88*1505E 1388.63 FT TO POB & CONTINUE 15.37 FT THN N1*3043E 44.71 FT THN N88*2348E 212.58 FT TO W R/W OF MONA DR THN S1*16 39E ON R/W 104.02 FT THENCE CONTINUE ON R/W S10*3 |
| Legal Range | 27W |
| Legal Township | 1S |
| Legal Section | 39 |
| Legal Subdivision | HOLLY WOODS |
| Legal Lot Number | 20 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1229 |
| Census Tract | 10802 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3281 MONA DR, NAVARRE, FL 32566-9723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2020 · Amount on Record |
| Deed Sale | May 13, 2020 · Amount on Record |
| Deed Document Number | 202022711 |
| Deed Book / Page | 3950 / 1023 |
| Prior Transfer Date | Mar 22, 2018 |
| Prior Transfer Doc | 0037130812 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 13, 2020 |
| Property Address | 3281 MONA DR, NAVARRE, FL 32566-9723 |
| Document Number | 0039501023 |
| Book / Page | 003950 / 001023 |
| Instrument Date | May 13, 2020 |
| Instrument | 22711 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $945.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 32 SANFORD AVE DEBARY FL 327133208, DEBARY, FL 32713-3208 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 27, 2018 |
| Property Address | 3281 MONA DR, NAVARRE, FL 32566-9723 |
| Document Number | 0037130812 |
| Book / Page | 003713 / 000812 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 11845 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 ODIN LN NW #E FORT WALTON BEACH FL 325487615, E, FORT WALTON BEACH, FL 32548-7615 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,545 (+2.9%) | $185,754 (+6.48%) Land $45,000 Building $140,754 | |
| 2024 | $150.00 (+7.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $73,416 (+3%) | $174,454 (+4.7%) Land $42,000 Building $132,454 |
| 2023 | $140.00 (+6.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $71,278 (+3%) | $166,621 (+5.28%) Land $36,000 Building $130,621 |
| 2022 | $131.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $69,202 | $158,266 Land $34,000 Building $124,266 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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