3258 Mona Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3258 Mona Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,232 sqft · built 2025
Lot Size	0.997 acres (43,429 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Dec 2020)
Tax Bill	$759 (2025)
Deeds & Mortgages	Dec 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`39-1S-27-1940-00000-0220`

Property Details

APN / Parcel Number

Primary APN	`39-1S-27-1940-00000-0220`
Alternative APN	`S271391940000000220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,232 sqft Living Area
Gross Area	3,622 sqft
1st Floor Area	2,232 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	43,429 sqft (0.997 acres)
Lot Dimensions	209 ft deep x 208 ft wide
Garage Type	Carport
Garage Area	850 sqft
Carport	Carport
Carport Area	850 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3258 MONA DR
City	NAVARRE
State	FL
Zip	32566-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLY WOODS LOT 22 AS DES IN OR 4039 PG 1903
Legal Range	27W
Legal Township	1S
Legal Section	39
Legal Subdivision	HOLLY WOODS
Legal Lot Number	22
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1232
Census Tract	10802

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	329 CAMP NEBO RD, HOLT, FL 32564-9236
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on Record
Deed Sale	Dec 8, 2020 · Amount on Record
Deed Document Number	202066047
Deed Book / Page	4039 / 1903
Prior Transfer Date	Mar 11, 2004
Prior Transfer Doc	0000015416
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 8, 2020
Property Address	NAVARRE, FL 32566
Document Number	0040391903
Book / Page	4039 / 1903
Map Reference	MB C PG 12
Instrument Date	Nov 30, 2020
Instrument	202066047
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	EMERALD COAST TTL INC GULF B

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2836 LYNX TRL, 2836, GULF BREEZE, FL 32563-3180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 CAMP NEBO RD, HOLT, FL 32564-9236

Mortgage

Document Number	0040391905
Date	Dec 8, 2020
Instrument	4039/1905

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$759.00 (+8.27%)	$45,000 (+7.14%) Land $45,000	$45,000 (+7.14%) Land $45,000
2024	$701.00 (+56.12%)	$42,000 (+16.67%) Land $42,000	$42,000 (+16.67%) Land $42,000
2023	$449.00 (+4.91%)	$36,000 (+5.88%) Land $36,000	$36,000 (+5.88%) Land $36,000
2022	$428.00	$34,000	$34,000 Land $34,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 198 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 in force
Nearby Flood Claims	133 (1995–2024)
Claims Outside the SFHA	28 of 133
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 31 claims Hurricane Frances, Sep 2004 · 68 claims Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20