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3281 Captain Dement Dr, Waldorf, MD 20603 Property Records

Charles County property record for 3281 Captain Dement Dr, Waldorf, MD 20603 · Last verified November 2023

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,018 sqft · built 1984
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (May 2022)
Tax Bill$4,424 (2023)
Deeds & MortgagesOct 2022 Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-120644

Property Details

APN / Parcel Number

Primary APN06-120644
Alternative APNs
  • 6120644
  • 120644

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,018 sqft Total Area
1st Floor Area1,134 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area20,000 sqft (0.459 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area204 sqft
Deck Area276 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number120644
Old Parcel Number6120644
Street Address3281 CAPTAIN DEMENT DR
CityWALDORF
StateMD
Zip20603-6046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-23 PLAT 3-.459 AC EUTAW FOREST SUB
Legal SubdivisionEUTAW FOREST SUB
Legal Lot Number23
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1001
Census Tract850712

Owner

Source: Charles County records · APN 06-120644

Assessment roll updated July 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3281 CAPTAIN DEMENT DR, WALDORF, MD 20603-6046
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOWER LLC
May 26, 2022Deed, Transfer · Conventional Mortgage
LOWER LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2022 · Amount on Record
Deed SaleMay 26, 2022 · Amount on Record
Prior SaleMay 24, 2010 · Amount on Record
Deed Document Number0012566279
Deed Book / Page12566 / 279
Record UpdatedJun 07, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address3281 CAPTAIN DEMENT DR, WALDORF, MD 20603-6046
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanySAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0127250239
DateOct 05, 2022
Book Page12725/239
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 01, 2037

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateMay 26, 2022
Property Address3281 CAPTAIN DEMENT DR, WALDORF, MD 20603-6046
Document Number0125660279
Book / Page12566 / 279
Map ReferenceMB PCM 30 PL 94
Instrument DateMay 17, 2022
Transaction TypeTransfer
Record UpdatedJun 08, 2022
Title CompanyLAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$3,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3281 CAPTAIN DEMENT DR, WALDORF, MD 20603-6046

Mortgage

Document Number0012566288
DateMay 26, 2022
Instrument12566/288
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

Mortgage

Document Number0125890127
DateJun 10, 2022
Book Page12589/127
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated July 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,424.00 (+28.87%)$311,433 (+13.66%)$386,300 (+40.99%) Land $120,200 Building $266,100
2022$3,433.00$274,000 Land $110,100 Building $163,900$274,000 Land $110,100 Building $163,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178507121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1994–2018)
Claims Outside the SFHA2 of 4
Most Recent ClaimOct 2018, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 139 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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