3277 Captain Dement Dr, Waldorf, MD 20603 Property Records

Charles County property record for 3277 Captain Dement Dr, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,998 sqft · built 1985
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$309,500 (Apr 2013)
Tax Bill	$14,260 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-120636`

Property Details

APN / Parcel Number

Primary APN	`06-120636`
Alternative APNs	`6120636` `120636`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,998 sqft Living Area
Gross Area	3,558 sqft
1st Floor Area	1,848 sqft
Basement Area	1,150 sqft
Finished Basement	1,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Deck Area	792 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	120636
Street Address	3277 CAPTAIN DEMENT DR
City	WALDORF
State	MD
Zip	20603-6046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCD
Legal Description	L-22 PLAT 3-.459 AC EUTAW FOREST SUB
Legal Subdivision	EUTAW FOREST SUB
Legal Block	1
Legal Lot Number	22
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1001
Census Tract	850712

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3277 CAPTAIN DEMENT DR, WALDORF, MD 20603-6046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed of Trust, Mortgage · VA Mortgage SUNTRUST BANK
Oct 20, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2013 · Amount on Record
Deed Sale	Apr 2, 2013 · Amount on Record
Prior Sale	Nov 8, 2004 · Amount on Record
Deed Book / Page	8160 / 38
Last Transfer Date	Oct 28, 2013
Transfer Doc	0083950319
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3277 CAPTAIN DEMENT DR, WALDORF, MD 20603-6046
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0108920258
Date	Nov 26, 2019
Book Page	10892/258

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3277 CAPTAIN DEMENT DR, WALDORF, MD 20603-6046
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3277 CAPTAIN DEMENT DR, WALDORF, MD 20603-6046

Mortgage

Document Number	0121500234
Date	Oct 20, 2021
Book Page	12150/234

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,233 (+1.38%)	$507,700 (+4.14%) Land $120,200 Building $387,500
2025	$14,260.00 (+157.82%)	$487,500 (+23.41%) Land $120,200 Building $367,300	$487,500 (-) Land $120,200 Building $367,300
2023	$5,531.00	$395,033	$487,500 Land $120,200 Building $367,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1994–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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