3281 Bermuda St, Ferndale, MI 48220 Property Records

Oakland County property record for 3281 Bermuda St, Ferndale, MI 48220

Property Summary

Property TypeGeneral Industrial
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on Record
Tax Bill$723 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Jan 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-25-27-201-012

Property Details

APN / Parcel Number

Primary APN24-25-27-201-012

Exterior

Lot Area7,405 sqft (0.17 acres)
Lot Dimensions159 ft deep x 45 ft wide

Utilities, Heating & Cooling

SewerMunicipal

Location & Zoning

Street Address3281 BERMUDA ST
CityFERNDALE
StateMI
Zip48220-1060
Property CategoryIndustrial
Property TypeIndustrial > General Industrial
Local Zoning CodeIV
Legal DescriptionT1N, R11E, SEC 27 WOODWARD HEIGHTS ROYAL OAK ADD LOT 259
Legal Range11E
Legal Township01N
Legal Section27
Legal SubdivisionWOODWARD HEIGHTS ROYAL OAK ADD
Legal Lot Number259
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2006
Census Tract173000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6960 ORCHARD LAKE RD, 300, WEST BLOOMFIELD, MI 48322-4527
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK
Jan 16, 2019Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Jan 16, 2019Grant Deed, Mortgage · Line of Credit
FLAGSTAR BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateSep 28, 2026
Property Address3281 BERMUDA ST, FERNDALE, MI 48220-1060
Document Number0000142865
Book / Page61585 / 5
Instrument DateAug 12, 2026
Instrument2026142865
Transaction TypeMortgage
Record UpdatedOct 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address6960 ORCHARD LAKE RD, 300, WEST BLOOMFIELD, MI 48322-4527

Mortgage

Document Number0000142865,
DateSep 28, 2026
Book Page61585/5
Instrument2026142865
Lender
NameOLD NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3281 BERMUDA ST, FERNDALE, MI 48220-1060
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008293
DateJan 16, 2019
Book Page52512/00166
Instrument008293
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded

January 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionOAKLAND MI
Recording DateJan 16, 2019
Property Address3281 BERMUDA ST, FERNDALE, MI 48220-1060
Book / Page052512 / 000166
Instrument DateDec 28, 2018
Instrument8293
Transaction TypeMortgage
Record UpdatedFeb 5, 2019
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6960 ORCHARD LAKE RD #300 WEST BLOOMFIELD MI 483224527, 300, WEST BLOOMFIELD, MI 48322-4527

Mortgage

Document Number0000008293
DateJan 16, 2019
Book Page052512/000166
Instrument8293
Lender
NameFLAGSTAR BK
TypeBank
Address5151 CORPORATE DR, TROY, MI 48098-2639
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$723.00 (+53.83%)$24,240 (+20.42%)$48,480 (+20.42%)
2024$470.00 (+7.31%)
2023$20,130$40,260
2021$438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLEASANT RIDGE
serves 2,872 people · EPA ID MI0005390
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2022
Also Mapped HereFERNDALE
Lead8 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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