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3200 Bermuda St, Ferndale, MI 48220 Property Records

Oakland County property record for 3200 Bermuda St, Ferndale, MI 48220

Property Summary

Property TypeMulti-Family Dwellings
Details128,309 sqft · built 2022
Lot Size1.74 acres (75,794 sqft)
OwnerCompany Name on File
Tax Bill$403,300 (2025)
Deeds & MortgagesApr 2022 Construction Loan
Jan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN24-25-27-202-055

Property Details

APN / Parcel Number

Primary APN24-25-27-202-055

Interior

Stories1 Story
Building Area128,309 sqft Total Area
1st Floor Area129,398 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleMulti-Family
Lot Area75,794 sqft (1.74 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address3200 BERMUDA ST
CityFERNDALE
StateMI
Zip48220-1062
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionT1N, R11E, SEC 27 WOODWARD HEIGHTS ROYAL OAK ADD LOTS 228 TO 239 INCL 11-30-17 FR 013, 014, 018 TO 024 INCL & 053
Legal Range11E
Legal Township01N
Legal Section27
Legal SubdivisionWOODWARD HEIGHTS ROYAL OAK ADD
Legal Lot Number228-239
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2005
Census Tract173000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address6960 ORCHARD LAKE RD, 300, WEST BLOOMFIELD, MI 48322-4527
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2022Deed, Construction Loan · Construction Mortgage
FLAGSTAR BANK FSB
Jan 16, 2019Grant Deed, Mortgage · Line of Credit
FLAGSTAR BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 6, 2022
Transfer Doc0000372503
Record UpdatedSep 20, 2026

April 2022: Deed, Construction Loan

Document TypeDeed
JurisdictionOAKLAND MI
Recording DateApr 26, 2022
Property Address3200 BERMUDA ST, FERNDALE, MI 48220-1062
Document Number0000372503
Book / Page57716 / 266
Map ReferenceLB 11 PG 15
Instrument DateApr 6, 2022
Instrument372503
Transaction TypeConstruction Loan
Record UpdatedSep 22, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address6960 ORCHARD LAKE RD STE 300, 300, WEST BLOOMFIELD, MI 48322-4527

Transferred To (Grantee/Buyer)

NameVerified Name
Address6960 ORCHARD LAKE RD STE 300, 300, WEST BLOOMFIELD, MI 48322-4527

Mortgage

Document Number5771600269
DateApr 26, 2022
Instrument57716/00269
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record

January 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionOAKLAND MI
Recording DateJan 16, 2019
Property Address3200 BERMUDA ST, FERNDALE, MI 48220-1062
Book / Page052512 / 000166
Instrument DateDec 28, 2018
Instrument8293
Transaction TypeMortgage
Record UpdatedFeb 5, 2019
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6960 ORCHARD LAKE RD #300 WEST BLOOMFIELD MI 483224527, 300, WEST BLOOMFIELD, MI 48322-4527

Mortgage

Document Number0000008293
DateJan 16, 2019
Book Page052512/000166
Instrument8293
Lender
NameFLAGSTAR BK
TypeBank
Address5151 CORPORATE DR, TROY, MI 48098-2639
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$403,300.00 (-1.77%)$6,850,290 (+81.91%)$13,700,580 (+81.91%)
2024$410,576.00 (+3,462.79%)
2023$3,765,720$7,531,440
2021$11,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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