El Dorado County property record for 3280 Otter Pl, Cool, CA 95614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,269 sqft · built 2006 |
| Lot Size | 1.94 acres (84,506 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $690,000 (Jun 2022) |
| Tax Bill | $3,136 (2025) |
| Deeds & Mortgages | Jun 2022 Sale Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-312-003-000 |
| Primary APN | 072-312-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,269 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Construction Type | Wood |
| Lot Area | 84,506 sqft (1.94 acres) |
| Terrain | Wooded |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,269 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Old Parcel Number | 0723120310 |
|---|---|
| Street Address | 3280 OTTER PL |
| City | COOL |
| State | CA |
| Zip | 95614-9461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 684 AUBURN LK TRLS 4 |
| Legal Subdivision | AUBURN LK TRLS 4 |
| Legal Lot Number | 684 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30601 |
Source: El Dorado County records · APN 072-312-003-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3280 OTTER PL, COOL, CA 95614-9461 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 15, 2022 | Grant Deed, Transfer FIDELITY NATL TTL CO OF CA |
| Apr 23, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on Record |
| Deed Sale | Jun 15, 2022 · Amount on Record |
| Prior Sale | Oct 10, 2005 |
| Deed Document Number | 2022-0025835 |
| Record Updated | Jun 07, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jun 15, 2022 |
| Property Address | 3280 OTTER PL, COOL, CA 95614-9461 |
| Document Number | 0000025835 |
| Map Reference | MB E PG 61 |
| Instrument Date | Jun 09, 2022 |
| Instrument | 2022-0025835 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3280 OTTER PL, COOL, CA 95614-9461 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3280 OTTER PL, COOL, CA 95614-9461 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3280 OTTER PL, COOL, CA 95614-9461 |
| Document Number | 0000028246 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021-0028246 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,136.00 (+7.21%) Homeowner's exemption | $289,901 (+4.04%) Land $93,815 Building $196,086 |
| 2023 | $2,925.00 (-38.42%) Homeowner's exemption | $278,646 Land $90,173 Building $188,473 |
| 2022 | $4,750.00 |
Source: FEMA National Flood Hazard Layer as of August 25, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | High above 87% of the US · above 68% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
Based on FCC filings for 67 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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