El Dorado County property record for 3216 Otter Pl, Cool, CA 95614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,741 sqft · built 1996 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $319,500 (Jun 1999) |
| Tax Bill | $5,295 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-234-006-000 |
| Primary APN | 072-234-006-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,741 sqft Living Area |
| 1st Floor Area | 2,741 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Lot Area | 48,352 sqft |
| Terrain | Rolling |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 1,760 sqft |
| Parking Spaces | 6 Parking Spaces |
| Patio Area | 2,741 sqft |
| Water Source | Commercial |
|---|
| Street Address | 3216 OTTER PL |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-9461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | L 453 AUBURN LK TRLS 3 |
| Legal Subdivision | AUBURN LK TRLS 3 |
| Legal Lot Number | 453 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30601 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3216 OTTER PL, COOL, CA 95614-9461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 1999 · Amount on Record |
| Deed Sale | Jun 28, 1999 · Amount on Record |
| Prior Sale | Mar 1, 1996 · Amount on Record |
| Deed Document Number | 199940104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3216 OTTER PL, COOL, CA 95614-9461 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3216 OTTER PL, COOL, CA 95614-9461 |
| Document Number | 0000022028 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 2023-0022028 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $500,478 (+2%) Land $55,951 Building $444,527 | |
| 2025 | $5,295.00 (+7.8%) Homeowner's exemption | $490,665 (+4.04%) Land $54,854 Building $435,811 |
| 2023 | $4,912.00 (+1.55%) Homeowner's exemption | $471,614 Land $52,725 Building $418,889 |
| 2022 | $4,837.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 67% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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