3280 Jefferson Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 3280 Jefferson Ave, Cincinnati, OH 45220

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 4.5 ba · 2,582 sqft · built 1911
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on File
Last Sale	$404,200 (Jul 2026)
Tax Bill	$6,836 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`103-0004-0036-00`

Property Details

APN / Parcel Number

Primary APN	`103-0004-0036-00`

Interior

Bedrooms	2 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,582 sqft Living Area
Gross Area	3,195 sqft
1st Floor Area	918 sqft
2nd Floor Area	918 sqft
Attic	Attic
Attic Area	441 sqft
Basement Area	918 sqft
Finished Basement	305 sqft
Unfinished Basement	613 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3280 JEFFERSON AVE
City	CINCINNATI
State	OH
Zip	45220-2220
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	OL
Legal Description	3280 JEFFERSON AVE 50 X 100 LOT 5 M FELS OF LOT 28
Legal Subdivision	FELS
Legal Lot Number	5,28
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3004
Census Tract	7000

Owner

3280 Jefferson Ave, a residential property, is owned by two individuals who bought it in July 2026.

Source: Hamilton County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK
Nov 15, 2021	Fiduciary Deed, Transfer
Oct 7, 2021	Quit Claim Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 10, 2020	Grant Deed, Transfer ATTORNEY ONLY
Dec 2, 2019	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Prior Sale	Dec 2, 2019 · Amount on File
Deed Document Number	202658247
Deed Book / Page	15710 / 460
Prior Transfer Date	Sep 14, 2021
Prior Transfer Doc	0000121697
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 20, 2026
Property Address	3280 JEFFERSON AVE, CINCINNATI, OH 45220-2220
Document Number	0000058247
Book / Page	15710 / 460
Instrument Date	Jul 9, 2026
Instrument	202658247
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	PROMINENT TITLE LLC, PROMINENT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81,648.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333

Mortgage

Document Number	0000058248,
Date	Jul 20, 2026
Instrument	202658248

Lender

Name	GUARDIAN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 15, 2021
Property Address	3280 JEFFERSON AVE, CINCINNATI, OH 45220-2220
Document Number	0000138069
Book / Page	14544 / 3529
Map Reference	MB 3 PG 98
Instrument Date	Nov 6, 2021
Instrument	2021-0138069
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29133 MISSION TRAIL LN, VALENCIA, CA 91354-1527

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 7, 2021
Property Address	3280 JEFFERSON AVE, CINCINNATI, OH 45220-2220
Document Number	0000121697
Book / Page	14518 / 1364
Map Reference	MB 16 PG 56
Instrument Date	Sep 14, 2021
Instrument	2021-0121697
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3280 JEFFERSON AVE, 3280, CINCINNATI, OH 45220-2220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	3280 JEFFERSON AVE, CINCINNATI, OH 45220-2220

Mortgage

Document Number	0000121698
Date	Oct 7, 2021
Instrument	2021-0121698

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 10, 2020
Property Address	3280 JEFFERSON AVE, CINCINNATI, OH 45220-2220
Document Number	0000091511
Book / Page	014250 / 001134
Instrument Date	Aug 12, 2020
Instrument	91511
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29133 MISSION TRAIL LN VALENCIA CA 913541527, VALENCIA, CA 91354-1527

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 2, 2019
Property Address	3280 JEFFERSON AVE, CINCINNATI, OH 45220-2220
Document Number	0000105839
Book / Page	014054 / 001978
Instrument Date	Nov 25, 2019
Instrument	105839
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,332.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3280 JEFFERSON AVE CINCINNATI OH 452202220, CINCINNATI, OH 45220-2220

Mortgage

Document Number	105840
Date	Dec 2, 2019
Book Page	014054/001980
Instrument	105840

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3280 Jefferson Ave was $6,836, down 6% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,836.00 (-6%)	$107,311 (+%) Land $18,799 Building $88,512	$306,600 Land $53,710 Building $252,890
2024	$7,272.00 (-0.16%)	$107,309 (-) Land $18,798 Building $88,511
2023	$7,284.00 (-16.2%)	$107,309 (-7.93%) Land $18,798 Building $88,511	$306,600 Land $53,710 Building $252,890
2022	$8,692.00	$116,550 Land $15,029 Building $101,521
2020			$333,000 Land $42,940 Building $290,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3280 Jefferson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3280 Jefferson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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