3276 Jefferson Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 3276 Jefferson Ave, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,506 sqft · built 1900
Lot Size	0.114 acres (4,966 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (May 2022)
Tax Bill	$9,980 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2022 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`103-0004-0037-00`

Property Details

APN / Parcel Number

Primary APN	`103-0004-0037-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,506 sqft Living Area
Gross Area	3,563 sqft
1st Floor Area	1,057 sqft
2nd Floor Area	992 sqft
Attic	Attic
Attic Area	457 sqft
Basement Area	1,057 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	120 sqft
Porch	Open Frame Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3276 JEFFERSON AVE
City	CINCINNATI
State	OH
Zip	45220-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OL
Legal Description	3276 JEFFERSON AVE 50 X 100 LOT 4 M FELS OF LOT 28
Legal Subdivision	FELS
Legal Lot Number	4,28
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3004
Census Tract	7000

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	6 DARMOUTH AVE, COVINGTON, KY 41017
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage RIVERSIDE BANK OF DUBLIN
Aug 22, 2022	Deed of Trust, Mortgage · Construction Mortgage RIVERSIDE BANK OF DUBLIN
May 3, 2022	Deed, Transfer
Mar 7, 2022	Intrafamily Transfer, Transfer IVY POINTE TITLE LLC
Feb 7, 2018	Warranty Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Prior Sale	Feb 7, 2018 · Amount on Record
Deed Document Number	202244409
Deed Book / Page	14659 / 1022
Prior Transfer Date	Feb 28, 2022
Prior Transfer Doc	0000023986
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3276 JEFFERSON AVE, CINCINNATI, OH 45220-2220
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113142
Date	Dec 14, 2022
Book Page	14813/1054
Instrument	2022-0113142

Lender

Name	RIVERSIDE BANK OF DUBLIN
Type	Bank
Address	DUBLIN, OH 43017

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3276 JEFFERSON AVE, CINCINNATI, OH 45220-2220
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	TERRY MONNIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 DARTMOUTH DR, FORT MITCHELL, KY 41017-2856

Mortgage

Document Number	0000080986
Date	Aug 22, 2022
Book Page	14735/1184
Instrument	2022-0080986

Lender

Name	RIVERSIDE BANK OF DUBLIN
Type	Bank
Address	DUBLIN, OH 43017

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 4, 2027

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	May 3, 2022
Property Address	3276 JEFFERSON AVE, CINCINNATI, OH 45220-2220
Document Number	0000044409
Book / Page	14659 / 1022
Map Reference	MB 3 PG 98
Instrument Date	Apr 28, 2022
Instrument	2022-0044409
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 DARTMOUTH DR, FT MITCHELL, KY 41017-2856

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Mar 7, 2022
Property Address	3276 JEFFERSON AVE, CINCINNATI, OH 45220-2220
Document Number	0000023986
Book / Page	14618 / 496
Map Reference	MB 3 PG 98
Instrument Date	Feb 28, 2022
Instrument	2022-0023986
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	IVY POINTE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3276 JEFFERSON AVE, CINCINNATI, OH 45220-2220

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 7, 2018
Property Address	3276 JEFFERSON AVE, CINCINNATI, OH 45220-2220
Document Number	0000000993
Map Reference	MB 3 PG 98
Instrument Date	Feb 2, 2018
Instrument	18-0010993
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$633.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3276 JEFFERSON AVE, CINCINNATI, OH 45220-2220

Mortgage

Document Number	0000000994
Date	Feb 7, 2018
Instrument	18-0010994

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,980.00 (-4.63%)	$157,501 (+%) Land $18,799 Building $138,702	$450,000 (-) Land $53,710 Building $396,290
2024	$10,465.00 (+4.82%)	$157,499 (-) Land $18,798 Building $138,701
2023	$9,984.00 (+83.23%)	$157,499 (+113.27%) Land $18,798 Building $138,701	$450,000 (+113.27%) Land $53,710 Building $396,290
2022	$5,449.00 Homeowner's exemption	$73,850 Land $15,029 Building $58,821
2020			$211,000 Land $42,940 Building $168,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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