328 W Brainard St, Harvard, IL 60033 Property Records

McHenry County property record for 328 W Brainard St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.048 acres (2,085 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jun 2022)
Tax Bill	$4,464 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-35-403-024`

Property Details

APN / Parcel Number

Primary APN	`01-35-403-024`

Exterior

Lot Area	2,085 sqft (0.048 acres)

Location & Zoning

Street Address	328 W BRAINARD ST
City	HARVARD
State	IL
Zip	60033-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0019769 NWLY 30.41FT LT 3 HARVARD COMMONS
Legal Subdivision	HARVARD COMMONS
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	3
Census Block	3006
Census Tract	870302

Owner

328 W Brainard St is owned by two individuals who bought it in June 2022.

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	713 KLAMAN ST, HARVARD, IL 60033-3223
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Jan 2, 2018	Warranty Deed, Transfer · FHA Mortgage HOMETRUST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on File
Deed Sale	Jun 2, 2022 · Amount on File
Prior Sale	Jan 2, 2018 · Amount on File
Deed Document Number	202219769
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 2, 2022
Property Address	328 W BRAINARD ST, HARVARD, IL 60033-2706
Document Number	0000019769
Map Reference	DOC 2004R073691
Instrument Date	May 27, 2022
Instrument	2022R0019769
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	713 KLAMAN ST, HARVARD, IL 60033-3223

Mortgage

Document Number	0000019770
Date	Jun 2, 2022
Instrument	2022R0019770

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate	6%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 2, 2018
Property Address	328 W BRAINARD ST, HARVARD, IL 60033-2706
Document Number	0000000092
Map Reference	MB17
Instrument Date	Dec 22, 2017
Instrument	2018R0000092
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 JOHNSON RD, 712, HEBRON, IL 60034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 W BRAINARD ST, HARVARD, IL 60033-2706

Mortgage

Document Number	0000000093
Date	Jan 2, 2018
Instrument	2018R0000093

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,464.00	$49,794 Land $3,558 Building $46,236	$149,382 Land $10,674 Building $138,708
2022	Homeowner's exemption	$35,425 Land $3,216 Building $32,209	$106,275 Land $9,648 Building $96,627

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 328 W Brainard St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 328 W Brainard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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