320 W Brainard St, Harvard, IL 60033 Property Records

McHenry County property record for 320 W Brainard St, Harvard, IL 60033

Property Summary

Property TypeSingle Family Home
Lot Size0.042 acres (1,857 sqft)
OwnerIndividual Name on Record
Last Sale$119,000 (Apr 2020)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-35-403-021

Property Details

APN / Parcel Number

Primary APN01-35-403-021

Exterior

Lot Area1,857 sqft

Location & Zoning

Street Address320 W BRAINARD ST
CityHARVARD
StateIL
Zip60033-2706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0014128 LT 3 /EX NWLY 108.34FT/ HARVARD COMMONS
Legal SubdivisionHARVARD COMMONS
Legal Lot Number3
JurisdictionMCHENRY IL
Township / Civil DivisionCHEMUNG
Census Block Group3
Census Block3006
Census Tract870302

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 W BRAINARD ST, HARVARD, IL 60033-2706
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2020 · Amount on Record
Deed SaleApr 22, 2020 · Amount on Record
Prior SaleFeb 16, 2006 · Amount on Record
Deed Document Number2020R0014128
Record UpdatedJun 7, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateApr 22, 2020
Property Address320 W BRAINARD ST, HARVARD, IL 60033-2706
Document Number0000014128
Instrument DateApr 11, 2020
Instrument2020R0014128
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$119.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 W BRAINARD 31, CRYSTAL LAKE, IL 60014

Mortgage

Document Number0000014129
DateApr 22, 2020
Instrument2020R0014129
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionChemung Township
MunicipalityHarvard City
Unified School DistrictHarvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$35,425 Land $3,216 Building $32,209$106,275 Land $9,648 Building $96,627

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimApr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARVARD
serves 9,469 people · EPA ID IL1110250
Water SourceGroundwater
Last State InspectionFeb 2024
Lead7 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: AT&T, Verizon.

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