Merced County property record for 328 W 21st St, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,154 sqft · built 1905 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $460,000 (Apr 2026) |
| Tax Bill | $2,918 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Apr 2026 Sale & Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 030-282-015-000 |
| Primary APN | 030-282-015-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,154 sqft Living Area |
| Gross Area | 2,594 sqft |
| 1st Floor Area | 2,154 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 030-282-015 |
|---|---|
| Street Address | 328 W 21ST ST |
| City | MERCED |
| State | CA |
| Zip | 95340-3820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | MERCED LOT 4 BLK 109 |
| Legal Subdivision | MERCED |
| Legal Block | 109 |
| Legal Lot Number | 4 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 1302 |
328 W 21st St is owned by a company that bought it in April 2026.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 328 W 21ST ST, MERCED, CA 95340-3820 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 17, 2026 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on File |
| Deed Sale | Apr 17, 2026 · Amount on File |
| Prior Sale | Jul 3, 2008 · Amount on File |
| Deed Document Number | 20269764 |
| Prior Transfer Date | Jun 2, 2014 |
| Prior Transfer Doc | 0000016875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 11, 2026 |
| Property Address | 328 W 21ST ST, MERCED, CA 95340-3820 |
| Document Number | 0000015867 |
| Instrument Date | May 31, 2026 |
| Instrument | 202615867 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 328 W 21ST ST, MERCED, CA 95340-3820 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 17, 2026 |
| Property Address | 328 W 21ST ST, MERCED, CA 95340-3820 |
| Document Number | 0000009764 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026.9764 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $51,106.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 328 W 21ST ST, MERCED, CA 95340-3820 |
| Document Number | 0000009765, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026..9765 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 328 W 21st St was $2,918, up 5.8% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $274,643 (+2%) Land $80,379 Building $194,264 | |
| 2025 | $2,918.00 (+5.8%) Homeowner's exemption | $269,258 Land $78,803 Building $190,455 |
| 2024 | $2,758.00 (+1.43%) | |
| 2023 | $2,719.00 (+1.42%) Homeowner's exemption | $258,804 Land $75,744 Building $183,060 |
| 2022 | $2,681.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 328 W 21st St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 328 W 21st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Ayera Technologies, GeoLinks, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures