Merced County property record for 306 W 21st St, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 2,851 sqft · built 1906 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Jan 2014) |
| Tax Bill | $8,424 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2026 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 030-282-006-000 |
| Primary APN | 030-282-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,851 sqft Living Area |
| Gross Area | 714 sqft |
| 1st Floor Area | 2,851 sqft |
| Basement Area | 325 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 8,250 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 389 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 529 sqft |
| Patio Area | 529 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Central |
| Old Parcel Number | 030-282-006 |
|---|---|
| Street Address | 306 W 21ST ST |
| City | MERCED |
| State | CA |
| Zip | 95340-3820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | MERCED LOT 1 POR 2 BLK 109 |
| Legal Subdivision | MERCED |
| Legal Block | 109 |
| Legal Lot Number | 1 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 1302 |
Source: Merced County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 306 W 21ST ST, MERCED, CA 95340-3820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Feb 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2014 · Amount on Record |
| Deed Sale | Jan 13, 2014 · Amount on Record |
| Prior Sale | Jul 23, 2002 · Amount on Record |
| Deed Document Number | 20141296 |
| Prior Transfer Date | Dec 30, 2013 |
| Prior Transfer Doc | 0000001297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 1, 2026 |
| Property Address | 306 W 21ST ST, MERCED, CA 95340-3820 |
| Document Number | 0000023438 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202623438 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 306 W 21ST ST, MERCED, CA 95340-3820 |
| Document Number | 0000023438, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202623438 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 306 W 21ST ST, MERCED, CA 95340-3820 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | FITCO |
| Name | Verified Name |
|---|---|
| Address | 306 W 21ST ST, MERCED, CA 95340-3820 |
| Document Number | 0000002838 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 2026002838 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $418,864 (+2%) Land $31,253 Building $387,611 | |
| 2025 | $8,424.00 (+3.81%) | $410,652 (+4.04%) Land $30,641 Building $380,011 |
| 2023 | $8,115.00 (+0.69%) | $394,707 Land $29,452 Building $365,255 |
| 2022 | $8,059.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Ayera Technologies, GeoLinks, T-Mobile, Verizon.
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