328 Sullivan Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 328 Sullivan Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 984 sqft · built 1948
Lot Size0.489 acres (21,336 sqft)
Owner2 Individual Names on Record
Last Sale$291,000 (Oct 2024)
Tax Bill$6,990 (2026)
Deeds & MortgagesDec 2023 Mortgage
Oct 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN421500 60.54-2-9

Property Details

APN / Parcel Number

Primary APN421500 60.54-2-9
Alternative APN
  • 150006005400020090000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area984 sqft Living Area
1st Floor Area984 sqft
Basement Area608 sqft
Finished Basement608 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area21,336 sqft (0.489 acres)
Lot Dimensions168 ft deep x 127 ft wide
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area172 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address328 SULLIVAN RD
CitySCHENECTADY
StateNY
Zip12304-3625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionKINGS GARDEN REV 3 1 WOOD AND GARAGE
Legal Block2
Legal Lot Number9.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2007
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address305 HURLEY AVE, 13K, KINGSTON, NY 12401-6851
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2023Deed of Trust, Mortgage · Conventional Mortgage
SUNMARK FCU
Oct 28, 2024Deed, Transfer · Conventional Mortgage
BROADVIEW FCU
Jul 17, 2019Warranty Deed, Transfer · FHA Mortgage
HOMEOWNERS ADVANTAGE
Jan 9, 2019Trustee's Deed, Foreclosure · Construction Mortgage
FOLAND TINA TRUST (PT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2024 · Amount on Record
Deed SaleOct 28, 2024 · Amount on Record
Prior SaleJul 17, 2019 · Amount on Record
Deed Document Number202464580
Deed Book / Page2140 / 771
Prior Transfer DateNov 9, 2018
Prior Transfer Doc0000001093
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address328 SULLIVAN RD, SCHENECTADY, NY 12304-3625
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 SULLIVAN RD, SCHENECTADY, NY 12304-3625

Mortgage

Document Number0000068739
DateDec 6, 2023
Book Page5346/204
Instrument202368739
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueNov 20, 2038

October 2024: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateOct 28, 2024
Property Address328 SULLIVAN RD, SCHENECTADY, NY 12304-3625
Document Number0000064580
Book / Page2140 / 771
Map ReferenceMAP F-28
Instrument DateOct 11, 2024
Instrument202464580
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,164.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address328 SULLIVAN RD, SCHENECTADY, NY 12304-3625

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 HURLEY AVE APT 13K, 13K, KINGSTON, NY 12401-6851

Mortgage

Document Number0000064581
DateOct 28, 2024
Instrument202464581
Lender
NameBROADVIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateNov 1, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.8%
IndexSOFR Average 30-Day
Max Rate10.8%

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 17, 2019
Property Address328 SULLIVAN RD, SCHENECTADY, NY 12304-3625
Document Number0000031849
Book / Page002015 / 000573
Instrument DateJun 26, 2019
Instrument31849
Transaction TypeTransfer
Record UpdatedJul 31, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$744.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address703 SOLOMO9N AVE CLIFTON PARK NY 12065, CLIFTON PARK, NY 12065

Mortgage

Document Number31850
DateJul 17, 2019
Book Page004924/000493
Instrument31850
Lender
NameHOMEOWNERS ADVANTAGE
AddressALBANY, NY 12205
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 16, 2049

January 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateJan 9, 2019
Property Address328 SULLIVAN RD, SCHENECTADY, NY 12304-3625
Document Number0000001091
Book / Page002003 / 000454
Instrument DateNov 9, 2018
Instrument1091
Transaction TypeForeclosure
Record UpdatedApr 1, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$260.70
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 JAMES ST GREEN ISLAND NY 121831416, GREEN ISLAND, NY 12183-1416

Mortgage

Document Number1093
DateJan 9, 2019
Book Page004888/000706
Instrument1093
Lender
NameFOLAND TINA TRUST (PT)
Address9 A HEBERT DR, LATHAM, NY 12110
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 8, 2020
Interest
Rate10%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,990.00 (+7.79%)
2025$6,485.00 (+4.94%)$135,200 (+7.39%) Land $18,900 Building $116,300$223,878 (+40.48%) Land $31,297 Building $192,581
2023$125,900 (-) Land $18,900 Building $107,000$159,367 (+3.8%) Land $23,924 Building $135,443
2022$125,900 Land $18,900 Building $107,000$153,537 Land $23,049 Building $130,488
2021$6,180.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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