318 Sullivan Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 318 Sullivan Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,292 sqft · built 1948
Lot Size0.206 acres (9,000 sqft)
Owner2 Individual Names on File
Last Sale$177,000 (Jul 2020)
Tax Bill$7,892 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Jan 2020 Foreclosure
Flood ZoneZone X (minimal risk)
APN421500 60.54-2-12

Property Details

APN / Parcel Number

Primary APN421500 60.54-2-12
Alternative APN
  • 150006005400020120000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,292 sqft Living Area
1st Floor Area876 sqft
Upper Floors Area416 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area9,000 sqft (0.206 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address318 SULLIVAN RD
CitySCHENECTADY
StateNY
Zip12304-3625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description1 WOOD AND GARAGE
Legal Block2
Legal Lot Number12.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2007
Census Tract21802

Owner

318 Sullivan Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address318 SULLIVAN RD, SCHENECTADY, NY 12304-3625
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2020Warranty Deed, Subdivision Related Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC
Jan 31, 2020Court-Ordered Deed, Foreclosure
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2020 · Amount on File
Deed SaleJul 13, 2020 · Amount on File
Prior SaleJan 31, 2020 · Amount on File
Deed Document Number202020081
Deed Book / Page2037 / 890
Prior Transfer DateDec 18, 2019
Prior Transfer Doc0000004445
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 13, 2020
Property Address318 SULLIVAN RD, SCHENECTADY, NY 12304-3625
Document Number0000020081
Book / Page2037 / 890
Instrument DateJul 6, 2020
Instrument202020081
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 10, 2022
Title CompanyLEGACY TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$708.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2138 LYNNWOOD DR, 2138, NISKAYUNA, NY 12309-2514

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4217 COURT ROYALE APT 4, 4, SCHENECTADY, NY 12304-1855

Mortgage

Document Number0000020082
DateJul 13, 2020
Instrument202020082
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

January 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionSCHENECTADY NY
Recording DateJan 31, 2020
Property Address318 SULLIVAN RD, SCHENECTADY, NY 12304-3625
Document Number0000004445
Book / Page002029 / 000633
Instrument DateDec 18, 2019
Instrument4445
Transaction TypeForeclosure
Record UpdatedMar 2, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
Tax$217.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2138 LYNNWOOD DR SCHENECTADY NY 123092514, SCHENECTADY, NY 12309-2514

Tax Assessment & Valuation

The 2026 property tax bill for 318 Sullivan Rd was $7,892, up 1.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,892.00 (+1.7%)
2025$7,760.00$160,500 Land $19,400 Building $141,100$265,772 Land $32,124 Building $233,648
2023$160,500 (-) Land $19,400 Building $141,100$203,165 (+3.8%) Land $24,557 Building $178,608
2022$160,500 Land $19,400 Building $141,100$195,732 Land $23,659 Building $172,073
2021$6,832.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Sullivan Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Sullivan Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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