328 Saint Lawrence Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 328 Saint Lawrence Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,000 sqft · built 1960
Lot Size	0.158 acres (6,900 sqft)
Owner	Trust Name on File
Last Sale	$247,500 (Mar 2025)
Tax Bill	$2,564 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23R-61-0672`

Property Details

APN / Parcel Number

Primary APN	`23R-61-0672`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Balcony Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	328 SAINT LAWRENCE DR
City	BALLWIN
State	MO
Zip	63021-5241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	66R
Legal Description	MANCHESTER HILLS LOT 6
Legal Subdivision	MANCHESTER HILLS
Legal Block	21
Legal Lot Number	6
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2012
Census Tract	217931

Owner

328 Saint Lawrence Dr is owner-occupied and held in a trust since March 2025.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	Trust Name on File
Mailing Address	328 SAINT LAWRENCE DR, BALLWIN, MO 63021-5241
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Oct 9, 2019	Quit Claim Deed, Transfer GERSHMAN MTG
Oct 9, 2019	Quit Claim Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2025 · Amount on File
Deed Sale	Mar 3, 2025 · Amount on File
Prior Sale	Oct 9, 2019 · Amount on File
Deed Document Number	20253364
Prior Transfer Date	Sep 7, 2021
Prior Transfer Doc	0251125910
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Sep 17, 2021
Property Address	328 SAINT LAWRENCE DR, BALLWIN, MO 63021-5241
Document Number	0251125910
Book / Page	25112 / 5910
Map Reference	MB 24 PG 46
Instrument Date	Sep 7, 2021
Instrument	2021091700316
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	INVESTORS TITLE CO CLAYTON

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2304 DARTMOUTH BEND DR, WILDWOOD, MO 63011-5426

Mortgage

Document Number	0251125913
Date	Sep 17, 2021
Book Page	25112/5913
Instrument	2021091700317

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 9, 2019
Property Address	328 SAINT LAWRENCE DR, BALLWIN, MO 63021-5241
Document Number	0237341052
Book / Page	023734 / 001052
Instrument Date	Sep 26, 2019
Instrument	228
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	RESOLUTIONS TITLE INC, RESOLUTIONS TITLE INC-RESWARE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	328 SAINT LAWRENCE DR BALLWIN MO 630215241, BALLWIN, MO 63021-5241

Mortgage

Document Number	237341055
Date	Oct 9, 2019
Book Page	023734/001055
Instrument	229

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 8, 2034

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 9, 2019
Property Address	328 SAINT LAWRENCE DR, BALLWIN, MO 63021-5241
Document Number	02373401052
Book / Page	23734 / 01052
Map Reference	MB 24 PG 46
Instrument Date	Sep 26, 2019
Instrument	2019100900228
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	RESOLUTIONS TITLE INC, RESOLUTIONS TTL INC RESWARE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	328 SAINT LAWRENCE DR, 328, BALLWIN, MO 63021-5241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 SAINT LAWRENCE DR, ELLISVILLE, MO 63021-5241

Mortgage

Document Number	2019100900229
Date	Oct 9, 2019
Instrument	2019100900229

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 328 Saint Lawrence Dr was $2,564, up 11.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Winchester City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,150 (-) Land $23,670 Building $17,480	$216,600 (-) Land $124,600 Building $92,000
2025	$2,564.00 (+11.19%)	$41,150 Land $23,670 Building $17,480	$216,600 Land $124,600 Building $92,000
2024	$2,306.00 (-0.9%)
2023	$2,327.00	$34,960 Land $17,750 Building $17,210	$184,000 Land $93,400 Building $90,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 328 Saint Lawrence Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Saint Lawrence Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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