320 Saint Lawrence Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 320 Saint Lawrence Dr, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 988 sqft · built 1960
Lot Size0.158 acres (6,900 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (May 2021)
Tax Bill$2,436 (2024)
Deeds & MortgagesJan 2021 Mortgage
May 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN23R-61-0719

Property Details

APN / Parcel Number

Primary APN23R-61-0719

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area988 sqft Living Area
1st Floor Area988 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area6,900 sqft (0.158 acres)
Lot Dimensions138 ft deep x 50 ft wide
TerrainAbove Road/Slope
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft
Parking Spaces1 Parking Space
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address320 SAINT LAWRENCE DR
CityBALLWIN
StateMO
Zip63021-5241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code66R
Legal DescriptionMANCHESTER HILLS LOT 4
Legal SubdivisionMANCHESTER HILLS
Legal Block21
Legal Lot Number4
JurisdictionST LOUIS MO
Township / Civil DivisionQUEENY
Census Block Group2
Census Block2012
Census Tract217931

Owner

Source: St. Louis County records · APN 23R-61-0719

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address320 SAINT LAWRENCE DR, BALLWIN, MO 63021-5241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
WOOD & HUSTON BANK
May 18, 2021Beneficiary Deed, Transfer
US TITLE-MAIN, US TITLE MAIN
May 18, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST MISSOURI STATE BANK OF CAPE C
Apr 20, 2018Warranty Deed, Transfer · Line of Credit
WOOD & HUSTON BK
Feb 23, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 18, 2021 · Amount on Record
Deed SaleMay 18, 2021 · Amount on Record
Prior SaleApr 20, 2018 · Amount on Record
Deed Document Number2021255
Deed Book / Page24868 / 1686
Prior Transfer DateMay 11, 2021
Prior Transfer Doc0248681700
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address320 SAINT LAWRENCE DR, BALLWIN, MO 63021-5241
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyCONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1636 HELMSDALE, CAPE GIRARDEAU, MO 63701-7426

Mortgage

Document Number0245980074
DateJan 19, 2021
Book Page24598/74
Instrument2021011900872
Lender
NameWOOD & HUSTON BANK
TypeBank
AddressMARSHALL, MO 65340
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

May 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST LOUIS MO
Recording DateMay 18, 2021
Property Address320 SAINT LAWRENCE DR, BALLWIN, MO 63021-5241
Document Number0248681700
Book / Page24868 / 1700
Map ReferenceMB 24 PG 46&47
Instrument DateMay 07, 2021
Instrument2021051800257
Transaction TypeTransfer
Record UpdatedAug 16, 2023
Title CompanyUS TITLE-MAIN, US TITLE MAIN

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateMay 18, 2021
Property Address320 SAINT LAWRENCE DR, BALLWIN, MO 63021-5241
Document Number0248681686
Book / Page24868 / 1686
Map ReferenceMB 24 PG 46&47
Instrument DateMay 07, 2021
Instrument2021051800255
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyUS TITLE-MAIN, US TITLE MAIN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name
Address1636 HELMSDALE, 1636, CAPE GIRARDEAU, MO 63701-7426

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 SAINT LAWRENCE DR, BALLWIN, MO 63021-5241

Mortgage

Document Number2021051800256
DateMay 18, 2021
Instrument2021051800256
Lender
NameFIRST MISSOURI STATE BANK OF CAPE C
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateApr 20, 2018
Property Address320 SAINT LAWRENCE DR, BALLWIN, MO 63021-5241
Document Number0229920213
Book / Page022992 / 000213
Instrument DateApr 19, 2018
Instrument109
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyCONTINENTAL TITLE HOLDING COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1636 HELMSDALE CAPE GIRARDEAU MO 637017426, CAPE GIRARDEAU, MO 63701-7426

Mortgage

Document Number229920216
DateApr 20, 2018
Book Page022992/000216
Instrument110
Lender
NameWOOD & HUSTON BK
TypeBank
AddressCAPE GIRARDEAU, MO 63703
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 19, 2048
Interest
Rate TypeAdjustable Rate

February 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionST LOUIS MO
Recording DateFeb 23, 2018
Property Address320 SAINT LAWRENCE DR, BALLWIN, MO 63021-5241
Document Number0229130182
Book / Page022913 / 000182
Instrument DateFeb 06, 2018
Instrument142
Transaction TypeForeclosure
Record UpdatedJun 11, 2018

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8816 MANCHESTER RD #295 ST LOUIS MO 631442602, 295, ST LOUIS, MO 63144-2602
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityWinchester City
Unified School DistrictParkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$43,180 (+16.96%) Land $23,670 Building $19,510$227,300 (+16.98%) Land $124,600 Building $102,700
2024$2,436.00 (-0.85%)
2023$2,457.00 (+7.15%)$36,920 (+16.91%) Land $17,750 Building $19,170$194,300 (+16.91%) Land $93,400 Building $100,900
2022$2,293.00$31,580 Land $17,750 Building $13,830
2021$166,200 Land $93,400 Building $72,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2015 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 401 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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