328 Ridge Rd, Wilmette, IL 60091 Property Records

Cook County property record for 328 Ridge Rd, Wilmette, IL 60091

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	built 1986
Lot Size	0.13 acres (5,670 sqft)
Owner	Company Name on File
Last Sale	$1,025,000 (Aug 2025)
Tax Bill	$9,886 (2023)
Deeds & Mortgages	Apr 2023 Mortgage Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-33-400-113`

Property Details

APN / Parcel Number

Primary APN	`05-33-400-113`
Alternative APN	`05-33-400-113-0000`

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	5,670 sqft (0.13 acres)

Location & Zoning

Street Address	328 RIDGE RD
City	WILMETTE
State	IL
Zip	60091
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	(CASTINOS) SUBDIVISION OF PT OF LT6 IN COUNTY CLERKS DIVISION IN THE EH OF SEC 33-42-13
Legal Range	13E
Legal Township	42N
Legal Section	33
Legal Subdivision	CASTINOS SUB
Legal Lot Number	6
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3007
Census Tract	801100

Owner

328 Ridge Rd, a commercial property, is owned by a company that bought it in August 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	328 RIDGE RD, WILMETTE, IL 60091
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage WINTRUST BANK NA
Feb 8, 2021	Deed of Trust, Mortgage · Line of Credit WINTRUST BANK NA
Aug 25, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 10, 2020	Loan Modification, Mortgage WINTRUST BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2025 · Amount on File
Deed Sale	Aug 25, 2025 · Amount on File
Deed Document Number	20252217
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	328 RIDGE RD, WILMETTE, IL 60091
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011841103
Date	Apr 28, 2023
Instrument	2311841103

Lender

Name	WINTRUST BANK NA
Type	Bank
Address	CHICAGO, IL 60604

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	328 RIDGE RD, WILMETTE, IL 60091
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003939237
Date	Feb 8, 2021
Instrument	2103939237

Lender

Name	WINTRUST BANK NA
Type	Bank
Address	AURORA, IL 60504

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 25, 2025
Property Address	328 RIDGE RD, WILMETTE, IL 60091
Document Number	0023702217
Instrument Date	Aug 5, 2025
Instrument	2523702217
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1983 SKYE LANE CT, HIGHLAND PARK, IL 60035

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	328 RIDGE RD, WILMETTE, IL 60091
Document Number	2007806136
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 8, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	340 RIDGE RD WILMETTE IL 600913218, WILMETTE, IL 60091-3218

Mortgage

Document Number	2007806136
Date	Mar 18, 2020
Instrument	7806136

Lender

Name	WINTRUST BK NA
Address	CHICAGO, IL 60604

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,643 Land $49,613 Building $9,030	$234,572 Land $198,452 Building $36,120
2023	$9,886.00 (+15.53%)
2022	$8,557.00	$39,844 Land $35,437 Building $4,407	$159,376 Land $141,748 Building $17,628

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 328 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 328 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures