Cook County property record for 314 Ridge Rd, Wilmette, IL 60091
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,504 sqft · built 1954 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,500 (Dec 1996) |
| Tax Bill | $20,578 (2023) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-33-400-104 |
| Primary APN | 05-33-400-104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,504 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 10,800 sqft (0.248 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 314 RIDGE RD |
|---|---|
| City | WILMETTE |
| State | IL |
| Zip | 60091-3218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (JANAES) SUB A SUB OF PT OF LTS 5-6 IN COUNTY CLERKS DIVN OF SEC 33-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 33 |
| Legal Subdivision | JANAES SUB |
| Legal Lot Number | 5,6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 801100 |
314 Ridge Rd is owned and occupied by an individual who bought it in December 1996.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 314 RIDGE RD, WILMETTE, IL 60091-3218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 1996 · Amount on File |
| Deed Sale | Dec 23, 1996 · Amount on File |
| Deed Document Number | 1996590 |
| Prior Transfer Date | Feb 16, 1996 |
| Prior Transfer Doc | 0000000217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 314 RIDGE RD, WILMETTE, IL 60091-3218 |
| Document Number | 1833933345 |
| Instrument Date | Nov 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 314 RIDGE RD WILMETTE IL 600913218, WILMETTE, IL 60091-3218 |
| Document Number | 1833933345 |
|---|---|
| Date | Dec 5, 2018 |
| Instrument | 33933345 |
| Name | CIBC BK USA |
|---|---|
| Address | WORTH, IL 60482 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Wilmette Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Wilmette School District 39 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $125,000 Land $22,680 Building $102,320 | $1,250,000 Land $226,800 Building $1,023,200 | |
| 2023 | $20,578.00 (+5.78%) | ||
| 2022 | $19,454.00 Homeowner's exemption | $94,000 Land $18,900 Building $75,100 | $940,000 Land $189,000 Building $751,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 314 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 314 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMETTE serves 27,650 people · EPA ID IL0313300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 708 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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