328 NE 20th Ter, Gainesville, FL 32641 Property Records

Alachua County property record for 328 NE 20th Ter, Gainesville, FL 32641

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,560 sqft · built 2004
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$74,900 (Sep 2010)
Tax Bill	$1,097 (2024)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11174-001-000`

Property Details

APN / Parcel Number

Primary APN	`11174-001-000`
Alternative APN	`00967890000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Heated Area
1st Floor Area	1,560 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Driveway	Driveway
Driveway Area	444 sqft
Porch	Finished/Screened Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	00967890000
Street Address	328 NE 20TH TER
City	GAINESVILLE
State	FL
Zip	32641-5934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	WARDS REPLAT LOT 42 DB 215/156 LOT 15 OR 3982/1920
Legal Range	20E
Legal Township	10S
Legal Section	03
Legal Subdivision	NEW GV WARDS REPLAT
Legal Lot Number	15,42
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3009
Census Tract	600

Owner

Source: Alachua County records · APN 11174-001-000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	328 NE 20TH TER, GAINESVILLE, FL 32641-5934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2010 · Amount on Record
Deed Sale	Sep 21, 2010 · Amount on Record
Prior Sale	Aug 03, 2004 · Amount on Record
Deed Document Number	2600540
Deed Book / Page	3982 / 1920
Record Updated	Jun 08, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	328 NE 20TH TER, GAINESVILLE, FL 32641-5934
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046492491
Date	Dec 13, 2018
Book Page	4649/2491
Instrument	3163894

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Alachua County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,489 (+5.99%)	$184,624 (+13.68%) Land $20,000 Building $164,624
2024	$1,097.00 (+4.08%)
2023	$1,054.00 (+2.53%) Homeowner's exemption Senior Citizen's exemption	$82,547 (+3%)	$162,406 (+16.19%) Land $13,000 Building $149,406
2022	$1,028.00 Homeowner's exemption	$80,142	$139,780 Land $13,000 Building $126,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Based on FCC filings for 345 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.