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314 NE 20th Ter, Gainesville, FL 32641 Property Records

Alachua County property record for 314 NE 20th Ter, Gainesville, FL 32641

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,560 sqft · built 2004
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$169,000 (Apr 2021)
Tax Bill$2,519 (2024)
Deeds & MortgagesApr 2021 Sale & Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN11176-001-000

Property Details

APN / Parcel Number

Primary APN11176-001-000
Alternative APN
  • 00967910000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,560 sqft Heated Area
1st Floor Area1,560 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
DrivewayDriveway
Driveway Area498 sqft
PorchOpen Porch
Porch Area114 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number00967910000
Street Address314 NE 20TH TER
CityGAINESVILLE
StateFL
Zip32641-5934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionWARD RPT LOT 42 DB 215/156 LOT 19 OR 4880/2038
Legal Range20E
Legal Township10S
Legal Section03
Legal SubdivisionWARD RPT
Legal Lot Number19,42
JurisdictionALACHUA FL
Township / Civil DivisionGAINESVILLE
Census Block Group3
Census Block3009
Census Tract600

Owner

Source: Alachua County records · APN 11176-001-000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address314 NE 20TH TER, GAINESVILLE, FL 32641-5934
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Sep 08, 2017Warranty Deed, Transfer · Conventional with PMI
VYSTAR CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 19, 2021 · Amount on Record
Deed SaleApr 19, 2021 · Amount on Record
Prior SaleSep 08, 2017 · Amount on Record
Deed Document Number3331355
Deed Book / Page4880 / 2038
Record UpdatedJun 08, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALACHUA FL
Recording DateApr 19, 2021
Property Address314 NE 20TH TER, GAINESVILLE, FL 32641-5934
Document Number0048802038
Book / Page4880 / 2038
Map ReferenceMB 215 PG 156
Instrument DateApr 08, 2021
Instrument3331355
Transaction TypeTransfer
Record UpdatedJan 16, 2024
Title CompanyNOT AVAILABLE, GATOR TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,183.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3654 NW 64TH LN, GAINESVILLE, FL 32653-8869

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 NE 20TH TER, GAINESVILLE, FL 32641-5934

Mortgage

Document Number0048802040
DateApr 19, 2021
Instrument4880/2040
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALACHUA FL
Property Address314 NE 20TH TER, GAINESVILLE, FL 32641-5934
Document Number0047960717
Instrument DateJul 13, 2020
Transaction TypeMortgage
Record UpdatedSep 01, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 NE 20TH TER GAINESVILLE FL 326415934, GAINESVILLE, FL 32641-5934

Mortgage

Document Number0047960717
DateJul 22, 2020
Book Page004796/000717
Instrument3272195
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 21, 2050

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALACHUA FL
Recording DateSep 08, 2017
Property Address314 NE 20TH TER, GAINESVILLE, FL 32641-5934
Document Number0045440331
Book / Page004544 / 000331
Instrument DateSep 06, 2017
Instrument3080515
Transaction TypeTransfer
Record UpdatedOct 04, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$721.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 NE 20TH TER GAINESVILLE FL 326415934, GAINESVILLE, FL 32641-5934

Mortgage

Document Number45440333
DateSep 08, 2017
Book Page004544/000333
Instrument3080516
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 07, 2047

Tax Assessment & Valuation

Source: Alachua County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyAlachua County
MunicipalityGainesville City
Unified School DistrictAlachua County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$159,353 (+5.99%)$193,262 (+13.77%) Land $20,000 Building $173,262
2024$2,519.00 (+2.94%)
2023$2,447.00 (+0.2%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$150,352 (+3%)$169,876 (+16.37%) Land $13,000 Building $156,876
2022$2,442.00 Homeowner's exemption$145,973 Land $13,000 Building $132,973$145,973 Land $13,000 Building $132,973

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T.

Based on FCC filings for 345 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGRU - MURPHREE WTP
public/private · serves 195,768 people
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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