328 Merganser Ct, North Augusta, SC 29860 Property Records

Edgefield County property record for 328 Merganser Ct, North Augusta, SC 29860

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,900 (Jun 2026)
Tax Bill	$1,515 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`106-00-10-009-000`

Property Details

APN / Parcel Number

Primary APN	`106-00-10-009-000`

Exterior

Lot Area	12,632 sqft (0.29 acres)
Storage Building	Storage Building

Location & Zoning

Street Address	328 MERGANSER CT
City	NORTH AUGUSTA
State	SC
Zip	29860-8057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREGORY LANDING SECTION 2BLK H GREGORY LANDING BLK-10-H-LT-9
Legal Block	H,10
Legal Lot Number	9
Jurisdiction	EDGEFIELD SC
Township / Civil Division	SOUTHEAST EDGEFIELD
Census Block Group	2
Census Block	2030
Census Tract	970502

Owner

Source: Edgefield County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	328 MERGANSER CT, NORTH AUGUSTA, SC 29860-8057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · FHA Mortgage SOUTH STATE BANK
Jun 17, 2026	Warranty Deed, Transfer · FHA Mortgage SOUTH STATE BANK
Dec 28, 2021	Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage BANKSOUTH MORTGAGE COMPANY LLC
Oct 8, 2021	Deed, Construction Loan · Construction Mortgage COLONY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	20262365
Deed Book / Page	2305 / 125
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Recording Date	Jul 6, 2026
Property Address	328 MERGANSER CT, NORTH AUGUSTA, SC 29860-8057
Document Number	0000002665
Book / Page	2310 / 218
Instrument Date	Jun 12, 2026
Instrument	20262665
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 OAKDALE RD, AUGUSTA, GA 30904-3347

Mortgage

Document Number	0000002665,
Date	Jul 6, 2026
Book Page	2310/218
Instrument	20262665

Lender

Name	SOUTH STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EDGEFIELD SC
Recording Date	Jun 17, 2026
Property Address	328 MERGANSER CT, NORTH AUGUSTA, SC 29860-8057
Document Number	0000002365
Book / Page	2305 / 125
Instrument Date	Jun 12, 2026
Instrument	20262365
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86,631.74
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 MERGANSER CT, NORTH AUGUSTA, SC 29860-8057

Mortgage

Document Number	0000002366,
Date	Jun 17, 2026
Book Page	2305/130
Instrument	20262366

Lender

Name	SOUTH STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

December 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EDGEFIELD SC
Recording Date	Dec 28, 2021
Property Address	328 MERGANSER CT, NORTH AUGUSTA, SC 29860-8057
Document Number	01935/0106
Book / Page	1935 / 106
Map Reference	MB JR40409
Instrument Date	Dec 15, 2021
Instrument	202100005343
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$751.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	328 MERGANSER CT, NORTH AUGUSTA, SC 29860-8057

Mortgage

Document Number	202100005344
Date	Dec 28, 2021
Instrument	202100005344

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	EDGEFIELD SC
Recording Date	Oct 8, 2021
Property Address	328 MERGANSER CT, NORTH AUGUSTA, SC 29860-8057
Document Number	01917/0256
Book / Page	1917 / 256
Map Reference	MB JR 40,409
Instrument Date	Aug 13, 2021
Instrument	202100004188
Transaction Type	Construction Loan
Record Updated	Feb 11, 2025

Transaction

Amount	Amount Recorded
Tax	$196.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 STEVENS CREEK RD, AUGUSTA, GA 30907-4899

Mortgage

Document Number	01917/0259
Date	Oct 8, 2021
Book Page	1917/259
Instrument	202100004189

Lender

Name	COLONY BANK
Type	Bank
Address	FITZGERALD, GA 31750

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Edgefield County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Edgefield County
Municipality	North Augusta City
Unified School District	Edgefield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$257,376 (-11.97%) Building $257,376
2025	$1,515.00 (+10.18%)	$11,700 (-) Land $1,400 Building $10,300	$292,376 (-) Land $35,000 Building $257,376
2024	$1,375.00 (-4.84%)
2023	$1,445.00	$11,700 Land $1,400 Building $10,300	$292,376 Land $35,000 Building $257,376

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1979–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2014 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORTH AUGUSTA serves 26,125 people · EPA ID SC0210003
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: CarolinaConnect Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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